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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180972 reviews)

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4.73

Based on 180,961 reviews, last reviewed 20th Jul 2026

245% increase in 5 star reviews

in the past 90 days

294% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It was very clear and easy to use. It was very clear and easy to use. Reviewed on: 20th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180972)

For flights and big payments you get 0% interest if...

For flights and big payments you get 0% interest if you pay in 4 months, allowing me to have more opportunities to travel and enjoy other experiences. And it’s really easy to use with your phone and is accepted by many websites nowadays. Reviewed on: 9th June 2026

Since the debit card was launched I've been able to...

Since the debit card was launched I've been able to use it for everything, PayPal credit has been incredible for years allowing me spread payments over 4 months and pay no interest, the most useful credit I've ever had. Reviewed on: 9th June 2026

Great easy service to use

Grear easy service to use - simple transactions and easy to use app Reviewed on: 9th June 2026

Safely shop online

I feel secure using the PayPal app to pay for things knowing that I’m protected 100%. This gives me the safety to pay for things online knowing that I have that Protection. Reviewed on: 9th June 2026

PayPal SAVED THE DAY!!

PayPal have helped me on a few occasions. Retrieving my money back.i have recently applied for PayPal credit which had helped me budget better.it is a great service Reviewed on: 9th June 2026

Very easy to use, use it for almost everything these...

Very easy to use, use it for almost everything these days Reviewed on: 9th June 2026

Easy to use and great that over a certain amount you...

Easy to use and great that over a certain amount you get 0% credit so it gives you the opportunity to buy if need to purchase something and you haven't got the cash Reviewed on: 9th June 2026

Always handy to use as credits professional support...

Always handy to use as credits professional support and good terms. Reviewed on: 9th June 2026

A great addition to PayPal

Easy to use, paperless statements and easy to pay. Reviewed on: 9th June 2026

It helps me living my life and get the things I need...

It helps me living my life and get the things I need for my children and for myself. PayPal credit is helping me, I don’t need to beg people for help. Thank you Reviewed on: 9th June 2026

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