Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Never ever any problems, transaction smooth and fast.

5
Never ever any problems, transaction smooth and fast. Great service Reviewed on: 9th June 2026

Very flexible and easy to use.

5
Very flexible and easy to use. Secures payments from many websites simple log in from phone etc. Reviewed on: 9th June 2026

When I had to contact customer service it was a ver...

5
When I had to contact customer service it was a very efficient process with very well informed and receptive staff Reviewed on: 9th June 2026

Top tier

4
Good customer service, really helpful on the phone. Easy to use app Reviewed on: 9th June 2026

quick, secure payments

5
Every payment went smooth and quick Reviewed on: 9th June 2026

NO Issues

5
I have never had any issues using paypal credit - easy and realiable Reviewed on: 9th June 2026

Very good platform love using it

5
Very good platform love using it Reviewed on: 9th June 2026

Excellent service, great flexibility.

5
PayPal are an excellent company giving top class customer service always looking for ways to improve and create new options to suit everyone. Reviewed on: 9th June 2026

Pay pall trusted and reliable

5
I always feel safe when using pay pall. I can use it for anything that I purchase from any retailer. I have never had an issue with it. I trust pay pal it’s my first choice for purchasing online. Reviewed on: 9th June 2026

Works well, only signed up because of an offer

4
Works well, only signed up because of an offer Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101305 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products