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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57120 reviews)

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4.91

Based on 57,120 reviews, last reviewed 8th Apr 2026

583800% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Everything runs super well & I've never had any prob... Everything runs super well & I've never had any problems across my business & retail experiences. Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57120)

Easy to apply for and manage.

Easy to apply for and manage. Provides flexibility with payments and great benefit is that it’s available across almost all retailers/vendors. Reviewed on: 15th May 2024

Use it to upgrade my hifi

Use it to upgrade my hifi I can buy an item when I see it and sell my old one and just pay the difference after it sells very easy Reviewed on: 15th May 2024

It’s great, I never had issues and it’s working well...

It’s great, I never had issues and it’s working well so far Reviewed on: 15th May 2024

Use PayPal credit quite often never had any issues.

Use PayPal credit quite often never had any issues. Few times had to open a claim and PayPal have always resolved the issues swiftly Reviewed on: 15th May 2024

I have found that Paypal credit has given me a helpi...

I have found that Paypal credit has given me a helping hand when nothing else has. It has a large limit but constantly notifies me what I owe so that I am not charged interest. Its fabulous when shopping online around christmas/tighter months of the year! Reviewed on: 15th May 2024

Excellent.

Excellent. I originally applied as I had had a bad experience elsewhere but PayPal make it so easy to apply and so easy to pay what you need to. No fuss no messing about it’s just so easy to do using the app. Reviewed on: 15th May 2024

Enjoying life more thanks to PayPal credit

I’ve been using PayPal credit and paypal pay in three for a while now and have always been happy with the service. I find it really useful for making bigger purchases or purchases like gig tickets that I don’t budget for on a monthly basis. Using PayPal credit has opened up opportunities for me to experience new things like seeing artists and musicals. Reviewed on: 15th May 2024

Everything is so great!

Everything is so great! So quick and smooth. Reviewed on: 15th May 2024

Fast and easy to deal with.

Fast and easy to deal with. Irish based so easy to communicate Reviewed on: 15th May 2024

Very good service

Great experience I am very happy with the service Reviewed on: 15th May 2024

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