Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180953 reviews)

View other PayPal products

4.73

Based on 180,952 reviews, last reviewed 19th Jul 2026

254% increase in 5 star reviews

in the past 90 days

314% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable - Safe & easy to use app. I have always found PayPal easy to use & customer services have always been extremely helpful and responsive. I find payment by PayPal a safe & quick ... Read more Reviewed on: 19th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180953)

Enjoyable

There’s nothing to tell I just simple enjoy using PayPal Reviewed on: 9th June 2026

It was easy to apply for PayPal credit and it was ni...

It was easy to apply for PayPal credit and it was nice to have the offer of the first purchase being interest free Reviewed on: 9th June 2026

Very easy to use and good app.

Very easy to use and good app. Updates are clear and alerts you to due payments Reviewed on: 9th June 2026

Safe and secure

Very easy,User friendly Secure and security Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Customer service is very supportive and clear. Easy to contact. reminders are helpful and app is easy to navigate Reviewed on: 9th June 2026

I have a high score of 10 out of 10.

This is the best app I've used.E had a very good experience. I highly recommend it Reviewed on: 9th June 2026

PayPal Credit Is A Useful Addition...

Having PayPal Credit is a useful addition to their debit card and Pay in 3 options. I had an issue with my wages being not being paid at the usual time and PayPal Credit was there to help me through a difficult time and the repayment options suited me really well. Reviewed on: 9th June 2026

Best provider by a million miles!!!

Overall I think this is best provider out there when it comes to money and helps you to budget, keep track on spending and customer service is second to none. Reviewed on: 9th June 2026

Very Happy

I have several years of experience using PayPal for online purchases, sending and receiving payments, and managing transactions securely. I'm familiar with features such as buyer protection, dispute resolution, invoicing, and linking bank accounts and cards. Through regular use, I've developed an understanding of digital payment workflows and the importance of security, reliability, and user experience in financial technology. Reviewed on: 9th June 2026

Never had an issue with PayPal and if I have ever ne...

Never had an issue with PayPal and if I have ever needed to use customer service it’s been 9/10. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101152 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub