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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

PayPal Credit Review

Got a 0% interest rate, which was nice. With direct debit it's hard to know exactly when the money will be taken out of my account Reviewed on: 9th June 2026

Quick helpful and reliable great service

Quick helpful and reliable great service Reviewed on: 9th June 2026

A great option to have

Easy to use, clear terms of use, makes you feel protected when making a purchase. Reviewed on: 9th June 2026

I’ve had no issues with PayPal.

I’ve had no issues with PayPal. The only annoyance for me is that when I pay money in from my bank account, it takes approx 7 days to reflect in the account. Reviewed on: 9th June 2026

PayPal credit is so easy - especially in how it link...

PayPal credit is so easy - especially in how it links to retailers. It is my preferred method of payment. Reviewed on: 9th June 2026

Convenient way to transfer money, offers PayPal 3 to...

Convenient way to transfer money, offers PayPal 3 to spread the cost of purchases which is very helpful for expensive buys, provides points when yo use PayPal Reviewed on: 9th June 2026

I had a bad experience with customer services a few...

I had a bad experience with customer services a few years ago in which a subscription payment I had cancelled continued to be presented. Customer services were less than helpful and supportive. Reviewed on: 9th June 2026

Best creditGreat way to pay and very easy app

Great way to pay and very easy app Reviewed on: 9th June 2026

PayPal credit is so easy and safe to use.

PayPal credit is so easy and safe to use. Having been sceptical at first, all concerns have been allayed. Returns have been refunded for me in the past and any purchase issues have been resolved expediantly. Reviewed on: 9th June 2026

I’ve had a good experience

I’ve had a good experience, not needed to use customer service. Received a message when a payment had been overlooked which was great, I could rectify. East to use, great to have a card in the iPhone wallet, that’s a game changer for me. Reviewed on: 9th June 2026

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