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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Paypal credit is really convenient and simple to use...

5
Paypal credit is really convenient and simple to use, and you know exactly what's happening with the app. Reviewed on: 9th June 2026

Simple, works well.

5
Simple, works well. I would recommend Reviewed on: 9th June 2026

Paypal Credit is Awesome

5
Paypal Credit allows 4 months interest free on certain purchases, which allows me to purchase items more easily. Its fab! Reviewed on: 9th June 2026

PayPal is quick, secure, and very easy to use.

5
PayPal is quick, secure, and very easy to use. Payments are processed smoothly, and I appreciate the added buyer protection and convenience when shopping online. A reliable service that I use regularly. Reviewed on: 9th June 2026

App easy to use, and quick efficiency from customer...

5
App easy to use, and quick efficiency from customer services Reviewed on: 9th June 2026

Claiming via section 75 is very difficult

4
Claiming via section 75 is very difficult Reviewed on: 9th June 2026

Ease of us

5
Ease of use with so many retailers and with that extra protection when paying online. Reviewed on: 9th June 2026

Always there when needed excellent service.

5
Always there when needed excellent service. Reviewed on: 9th June 2026

I use credit all the time to help me spread...

5
I use credit all the time to help me spread payments Reviewed on: 9th June 2026

Always brilliant service always good to deal with

5
Always brilliant service always good to deal with Reviewed on: 9th June 2026

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