Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,943 reviews, last reviewed 19th Jul 2026
271% increase in 5 star reviews
in the past 90 days
328% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I feel safer ehen using paypal. I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026
Zeynep A's avatar
Zeynep A

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180944)

Happy payments

5
I’ve used PayPal for a few years now and it’s always improving for the better. It works well with different options that can be used. Will be using for many more years. Reviewed on: 9th June 2026

I find it very useful , all may tranzactions go tho...

5
I find it very useful , all may tranzactions go though PayPal now really recommended Reviewed on: 9th June 2026

Always had a good experience when dealing with PayPa...

5
Always had a good experience when dealing with PayPal , from customer service and resolving issues Reviewed on: 9th June 2026

I’ve had a great experience with PayPal 5 star

5
I’ve had a great experience with PayPal 5 star Reviewed on: 9th June 2026

PayPal is the best

5
PayPal is reliable and easy to use. Reviewed on: 9th June 2026

Never had any problems .

5
Never had any problems .ven when I had a problem they were helpful Reviewed on: 9th June 2026

PayPal Credit is an effective way to spread the cost...

5
PayPal Credit is an effective way to spread the cost of significant purchases over a three month period. PayPal Credit also provides the ability to set up recurring payments to third party suppliers and to be in complete control of maintaining/cancelling these payments. Reviewed on: 9th June 2026

Really secure and fast way to conduct payments.

5
Really secure and fast way to conduct payments. Reviewed on: 9th June 2026

Really great

5
Really enjoy using PayPal.. makes things alot easier and helps alot with things Reviewed on: 9th June 2026

Had a seller be very nasty & deceitful, asked PayPal...

5
Had a seller be very nasty & deceitful, asked PayPal for help it took couple of weeks but my money was reimbursed. Very pleased Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101144 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products