Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,041 reviews, last reviewed 7th Apr 2026
576700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for a while now and it’s beco... I’ve been using PayPal for a while now and it’s become one of my go-to payment methods. It’s fast, widely accepted, and adds an extra layer of securit... Read more Reviewed on: 7th April 2026
RDC's avatar
RDC

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57041)

They offer 0 percentage to pay back

5
They offer 0 percentage to pay back Reviewed on: 14th May 2024
Andrew w's avatar
Andrew w

Never had an issue with PayPal credit.

5
Never had an issue with PayPal credit. Fast safe and reliable. Reasonable interest rates too Reviewed on: 14th May 2024
Samantha C's avatar
Samantha C

Great for spreading cost of bigger purchases

5
Great for spreading cost of bigger purchases Reviewed on: 14th May 2024
Justin E's avatar
Justin E

I am using PayPal around ten years now never get dis...

5
I am using PayPal around ten years now never get disappoint. Reviewed on: 14th May 2024
Rana a's avatar
Rana a

Customer service

5
Easy to make disputes and get results Reviewed on: 14th May 2024
Carole F's avatar
Carole F

Positive client :)

5
I have a good experience with Paypal Credit especially as I am quite responsible person when taking credits. Easy to use, fees and any changes always comes on email,helpful customer service, notifications when the payment is due. In general only positive experience. If you know how to do shopping responsibly and know your own limits and what you can afford, then you won't have a problems :) Reviewed on: 14th May 2024
Sabi B's avatar
Sabi B

Very fast and easy to use.

5
Very fast and easy to use. Also very secure. Making payments is also easy on the app. Paypal will confirm with you when you make a purchase the amount you are paying Reviewed on: 14th May 2024
Zinanzile K's avatar
Zinanzile K

PayPal Credit is like the parents you don’t have

5
Having PayPal Credit is like having the parents you don’t have when your really really stuck …and you always get to repay them Reviewed on: 14th May 2024
Aileen W's avatar
Aileen W

Overall very good.

4
Overall very good. I been duing PayPal over 10 years I guess I only had issue once with one of the payment other then that I never had problems plus it’s life saving, specially the new 3 months plans. Reviewed on: 14th May 2024
Masuma B's avatar
Masuma B

always there to help solve issues quickly

5
always there to help customer services always solved my issues quickly and efficiently Reviewed on: 14th May 2024
stevieHyom's avatar
stevieHyom

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill