Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,971 reviews, last reviewed 7th Apr 2026
570100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

What can i say it's really one off the best that i u... What can i say it's really one off the best that i used for years now and don't actually have single complaints about paypall whenever I use them i kn... Read more Reviewed on: 7th April 2026
maximo d's avatar
maximo d

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (56971)

Easy and flexible

5
I always use paypal for lot of my purchases and enjoy the flexibility with payment plans and time to make repayments Reviewed on: 14th May 2024
Anonymous's avatar
Anonymous

It's super simple never had a problem with it

5
It's super simple never had a problem with it Reviewed on: 14th May 2024
Kei's avatar
Kei

Excellent support

5
PayPal has been very helpful supporting me if I get in difficulty paying my monthly payment. Reviewed on: 14th May 2024
Antonia F's avatar
Antonia F

Excellent customer service

5
Whenever I have had a problem with a seller. PayPal have sorted it out without any fuss Reviewed on: 14th May 2024
Michael Ward's avatar
Michael Ward

Easy to use and no interest fee in 4 months!

5
What I love about Paypal Credit is I can able to pay it in 4 months without interest fee which is very helpful to me and you can set up a Direct debit so you won't miss any payment dues. I have been using Paypal credit in almost 2 years and I will keep using it until they say No to me Reviewed on: 14th May 2024
Cathie's avatar
Cathie

A brilliant service

5
Been using paypal credit for literally years. Reviewed on: 14th May 2024
Nathan's avatar
Nathan

Excellent option for gadgets buy

5
Excellent option for gadgets buy Reviewed on: 14th May 2024
Mukesh T's avatar
Mukesh T

If I ever have a problem with a payment I find custo...

5
If I ever have a problem with a payment I find customer service is super easy and helpful Reviewed on: 14th May 2024
Jo's avatar
Jo

Easy to use and great to have

5
Easy to use, regular credit increase updates, easy to get hold of and helpful used these for years and helps my credit rating too Reviewed on: 14th May 2024
Lee Spike's avatar
Lee Spike

PayPal many pluses

5
Great simple easy service and there PayPal credit or pay in 3 payments or over a year are fantastic options,and they don't have crazy interest rates as well the app is also great for using for online purchases and always feel safe using PayPal infact I always use the PayPal option of buying online if it is available Reviewed on: 14th May 2024
Mark rob's avatar
Mark rob

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill