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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Offer interest free over a certain amount of months...

Offer interest free over a certain amount of months period, for larger periods which is always helpful Reviewed on: 9th June 2026

I’ve been using PayPal for years, and it remains my...

I’ve been using PayPal for years, and it remains my go-to choice for online checkouts. The biggest selling point for me is convenience and security—not having to type in my card details on every website is a huge time-saver, and their Buyer Protection gives me real peace of mind. Sending money to friends and family domestically is also instant and free.Overall, for everyday online shopping and local transfers, it’s still the safest and most reliable digital wallet out there. Highly recommended! Reviewed on: 9th June 2026

Customer service is a pain to get to but they cover...

Customer service is a pain to get to but they cover most retailers so it’s good plus they give the best interest rates on paying back. Reviewed on: 9th June 2026

Great service.

Great service. Very user friendly and offers at many different retailers Reviewed on: 9th June 2026

I have been using PayPal for about 9 years, and it h...

I have been using PayPal for about 9 years, and it has become my preferred payment method because of its strong security and reliability. One of the features I appreciate most is the option to split purchases into three payments, allowing you to spread the cost over time with no additional charges. PayPal Credit is also available for added flexibility. These options have been beneficial in helping me manage expenses and support the growth of my business. Another advantage is the rewards and referral opportunities. You can earn points when making payments and, in some cases, receive rewards for inviting friends. PayPal also places a strong emphasis on customer protection, giving users added confidence when making purchases. Overall, choosing PayPal for your payments offers more than just a secure way to pay—it provides flexibility, convenience, and valuable benefits that can make managing your finances easier. Reviewed on: 9th June 2026

Always reliable, fast transactions

Always reliable, fast transactions Reviewed on: 9th June 2026

Smooth experience and good rates

It's always been a very smooth experience using PayPal. Their rates are competitive and I love the integration with my browser which makes it really easy to use with online shopping. Customer service is also good and usually resolve issues quickly. Reviewed on: 9th June 2026

Always found PayPal app easy to use, quick to sort i...

Always found PayPal app easy to use, quick to sort issues or refund. Reviewed on: 9th June 2026

I use PayPal for all my online purchases as the cust...

I use PayPal for all my online purchases as the customer service is unbelievably good if something goes wrong with the order/delivery PayPal always sort it straight away Reviewed on: 9th June 2026

Easy to use, stress free only complicated when there...

Easy to use, stress free only complicated when there is an issue Reviewed on: 9th June 2026

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