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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180939)

Always been easy to use

Always been easy to use and customer services respond quivkly Reviewed on: 9th June 2026

Always handy

Always handy if you’re close to payday but need something now like I have, mainly with equine items. Reviewed on: 9th June 2026

Makes life easier.

Makes life easier. Paying back is easy. Jyst live in Reviewed on: 9th June 2026

£40 off is a great offer.

£40 off is a great offer. Hopefully paying it off will be a simple process Reviewed on: 9th June 2026

Easy and convenient service

Very easy and convenient service Reviewed on: 9th June 2026

Easy to use efficient service great service

Easy to use efficient service and 4 months interest free feature. Reviewed on: 9th June 2026

It's good for what offers and does

It's good for what offers and does Reviewed on: 9th June 2026

PayPal always offers an easy to use method of paymen...

PayPal always offers an easy to use method of payment and gives the added reassurance of excellent customer service and security Reviewed on: 9th June 2026

I love PayPal I use it when I want to make big payme...

I love PayPal I use it when I want to make big payments that need to be secured, I can always rely on PayPal. Even if I need to make a purchase and I don’t have the funds now, I will use PayPal credit and the limit they have given me it is relatively quite well. Not only do they have that option they have several payment option which makes it flexible and that is what I like. Even with their PayPal credit you are given 4 months interest free which is amazing! I just love payment and will always use it as my choice of payment method. Reviewed on: 9th June 2026

Gives you breathing space when your wanting a little...

Gives you breathing space when your wanting a little luxury or in need of a replacement essential Reviewed on: 9th June 2026

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