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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,825 reviews, last reviewed 7th Apr 2026
556900% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so useful and convenient without being pen... PayPal is so useful and convenient without being penalised or charged fees. Reviewed on: 7th April 2026
Natalie M's avatar
Natalie M

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56825)

Great service

5
Great service, always help when needed Reviewed on: 14th May 2024
Bruno C's avatar
Bruno C

Helpful in managing your finances

5
PayPal credit has been very helpful when purchasing larger items, easy to complete and use Reviewed on: 14th May 2024
Janine 's avatar
Janine

Easy transactions and secure.

5
Easy transactions and secure. PayPal is always my first choice for payments Reviewed on: 14th May 2024
Zak S's avatar
Zak S

Great feature that was unlocked for me after years o...

5
Great feature that was unlocked for me after years of using PayPal Reviewed on: 14th May 2024
Menuka k's avatar
Menuka k

My Paypal

5
So far PayPal has been fantastic and does what it says on the can. I have no gripes Reviewed on: 14th May 2024
Darrell 's avatar
Darrell

Great service.

5
Great service. Used it for many years Reviewed on: 14th May 2024
Radu Ciobanu's avatar
Radu Ciobanu

Very happy.

5
Very happy....no interest for 4 months, great customer service...Recommend Reviewed on: 14th May 2024
Gabriel G's avatar
Gabriel G

Easily set up, easily used and great for budgeting.

5
Easily set up, easily used and great for budgeting. Contact with reps have been positive and answers received have been swift and professional Reviewed on: 14th May 2024
Scott Mc's avatar
Scott Mc

Contact seller

5
Previously I was waiting for a seller to contact me concerning a refund. The item had been paid for and didn’t arrive. After contacting the seller several times and leaving a message each time they ignored me. PayPal contacted the seller and a few days later I received a full refund. Reviewed on: 14th May 2024
Susan B's avatar
Susan B

Very easy to use and I will recommend to friends

5
Very easy to use and I will recommend to friends Reviewed on: 14th May 2024
Dominik S's avatar
Dominik S

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