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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

I have used PayPal for years

5
I have used PayPal for years, this is the first time for Paypal credit, and it ran smoothly Reviewed on: 9th June 2026

Outstanding Customer Service Experience

5
They went above and beyond to recover my money when the supplier did not deliver what I ordered. They kept me up to date on the progress until the issue was resolved. Reviewed on: 9th June 2026

Love the interest free for 4 months

5
So far so good. The interest free for 4 months is very nice Reviewed on: 9th June 2026

Paypal credit is fantastic

5
Paypal credit has been an invaluable thing for me, it has helped me buy things I could never of bought in 1 go. Reviewed on: 9th June 2026

PayPal is essential

5
PayPal is essential for making purchases on Ebay and PayPal credit is useful for purchasing more expensive items Reviewed on: 9th June 2026

PayPal is the best

5
PayPal's interest rates are the best , they have made such amazing progress that they provide a better service than most banks , and as such stand as leaders in a competitive market. Reviewed on: 9th June 2026

always easy to use, helpful customer service

5
always easy to use, helpful customer service Reviewed on: 9th June 2026

It's a very handy way to spread the cost of a purchase.

5
It's a very handy way to spread the cost of a purchase. Reviewed on: 9th June 2026

it's very simple to understand and very easy to use!

5
it's very simple to understand and very easy to use! Reviewed on: 9th June 2026

It's the most simplest app that gets the most done f...

5
It's the most simplest app that gets the most done for dealing with payments. Reviewed on: 9th June 2026

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