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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,636 reviews, last reviewed 7th Apr 2026
539300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I have an issue it has been resolved... Every time I have an issue it has been resolved Reviewed on: 7th April 2026
Colleen H's avatar
Colleen H

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56635)

Easy to use!

5
I’ve been using PayPal credit for a while now and it has been an extremely smooth experience. I am always notified multiple times well before the due date of any payments and payments are extremely easy to make. Reviewed on: 14th May 2024
Ben B's avatar
Ben B

Nice to get money help when it's needed

5
Nice to get money help when it's needed Reviewed on: 14th May 2024
mairita 's avatar
mairita

Money protection ...

5
With PayPal it's always easy to buy from market and the good thing is you receive money back if something happens whit your order Reviewed on: 14th May 2024
Beny's avatar
Beny

Always responsive customer service.

5
Always responsive customer service. Easy to use to pay online. good interest rates. Happy overall Reviewed on: 14th May 2024
Rachael H's avatar
Rachael H

Absolutely no problems

5
Absolutely no problems, easy to use and accepted on lots of websites! Reviewed on: 14th May 2024
Claire M's avatar
Claire M

Great service !

5
I have used PayPal for years and never had an issue, I use it to pay online and to receive money Reviewed on: 14th May 2024
Amy T's avatar
Amy T

Excellent and easy, Paypal credit helps a lot

5
Excellent and easy, Paypal credit helps a lot Reviewed on: 14th May 2024
Liv's avatar
Liv

Easy to use credit platform .

5
Easy to use credit platform .all can be done in the PayPal app and you can easily keep track of your spending. Reviewed on: 14th May 2024
Elmarie G's avatar
Elmarie G

It's great help when you're on tight budget.

5
It's great help when you're on tight budget. Reviewed on: 14th May 2024
radhino's avatar
radhino

PayPal is very safe and easy to use I would use it f...

5
PayPal is very safe and easy to use I would use it for any online payments because of the convenience and security. Reviewed on: 14th May 2024
Les A's avatar
Les A

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