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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180937 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180937)

Always easy and safe to use PayPal...

Always easy and safe to use PayPal, takes away worries of shopping online Reviewed on: 9th June 2026

PayPal is reliable and safe.

PayPal is reliable and safe. Also any issues very easy to contact them and get a solution. Reviewed on: 9th June 2026

"PayPal is my go-to for online purchases because of...

"PayPal is my go-to for online purchases because of the peace of mind it offers. I love that my financial details are kept private from the sellers, and their buyer protection gives me complete confidence when buying things online." Reviewed on: 9th June 2026

Very good and secure

Very good and very trustworthy east to use Reviewed on: 9th June 2026

Great Customer service

Customer service experience was very good, when I missed a payt and they refunded and helped me to set up a ddr Reviewed on: 9th June 2026

PayPal Credit is very easy and flexible

Overall using PayPal is very easy, it makes checkouts pretty frictionless when it's available as a payment option in online stores, and having the flexibility to use credit is really helpful. I'd really be able to add a physical card to my options too but every time I try to request one the app hits a technical issue. Reviewed on: 9th June 2026

Pay pal is so easy to use.

Pay pal is so easy to use. They keep you on track with your spending. They always keep you up to date with payments so you don't miss a payment. Reviewed on: 9th June 2026

Really Positive Experience

I've had a really positive experience using PayPal Credit. It's made it much easier to spread the cost of larger purchases and manage my budget without the stress of paying everything upfront. The application process was straightforward, payments are easy to keep track of, and everything is clearly displayed in the PayPal app. I especially like the flexibility it gives me when unexpected expenses pop up, I was really grateful to be able to spread the cost of my dogs medication when he became really ill. It's become a convenient tool that helps me stay in control of my spending while still being able to make purchases when I need them. Reviewed on: 9th June 2026

PayPal is really simple to use online and the app.

PayPal is really simple to use online and the app. They offer great payment options as well as support. Very easy to find any information needed and your credit and payment details are made clear. There is no guess work. Reviewed on: 9th June 2026

PayPal credit and PayPal both give peace of mind for...

PayPal credit and PayPal both give peace of mind for a secure transaction. It’s such an easy system to navigate and also gives a little longer to spread the cost if required. Reviewed on: 9th June 2026

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