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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Easy to manage credit via the app

Easy to manage credit via the app, with lots of opportunity for interest free purchases over 3 month periods! Gives flexibility to make multiple payments if required! Reviewed on: 9th June 2026

Fantastic deals and outstanding service.

Fantastic deals and outstanding service. The financial offers they present, along with the ability to shop both online and in-store using a credit card, are superb. and be able to shop online, and the stores with a credit card are excellent Reviewed on: 9th June 2026

I’ve always been very impressed by how easy it is to...

I’ve always been very impressed by how easy it is to work alongside this fantastic financial institution. Reviewed on: 9th June 2026

Payments are easy to make both to pay off and to the...

Payments are easy to make both to pay off and to the supplier, any disputes are resolved quickly and most importantly fairly. PayPal gives me the re assurance of secure payments. Reviewed on: 9th June 2026

No issues, I think it’s the best provider

No issues, I think it’s the best provider Reviewed on: 9th June 2026

Fast, efficient and easy to use!

I have been using paypal credit for a number of years now and I am always impressed by how fast, efficient and easy it is to use it is. It is also well laid out wich makes it easy to view at glance and manage my finances. It is a well thought out and customer friendly product which I would strongly recommend. Reviewed on: 9th June 2026

Never had any issues.

Never had any issues. Very reliable service. Reviewed on: 9th June 2026

Excellent

Always prompt and helpful staff site is easy to use and works fast and efficiently Reviewed on: 9th June 2026

Impressive 5 stars

Excellent service since using it. Find it very handy extra when needed and so many places accept paypal Reviewed on: 9th June 2026

Feel safe spending online with PayPal

I always use PayPal where possible for any online transactions as it provides me confidence in the security of payments online. Reviewed on: 9th June 2026

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