Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 56,430 reviews, last reviewed 7th Apr 2026
520100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Available to use on loads of sites Available to use on loads of sites Reviewed on: 7th April 2026
Keri b's avatar
Keri b

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (56430)

PayPal credit

5
I've used it for multiple things over the years, it's available on tons of sites and it's been useful for larger purchases Reviewed on: 13th May 2024

Very happy with my experience with PayPal

5
Very happy with my experience with PayPal Reviewed on: 13th May 2024

Always good and always gets paid

5
Always good and always gets paid Reviewed on: 13th May 2024

Secure and easy payment and credit service

5
I’ve used PayPal for years and have found it’s credit option to be brilliant. It’s easy to use and understand all round. I like that there is a four month no interest period, as I don’t like to borrow much at the moment. By using the app everything is clear and simple. The added security makes me feel at ease in all my transactions. 10/10 Reviewed on: 13th May 2024

Easy to use and they have pay over 3 months which I...

5
Easy to use and they have pay over 3 months which I use a lot. Reviewed on: 13th May 2024

Used just once - positive so far

4
Used just once - positive so far Reviewed on: 13th May 2024

Great App

5
Great customer service friendly people ease to understand and very quick problem solving Reviewed on: 13th May 2024

Easy to transfer money from pay pal to bank.

5
Easy to transfer money from pay pal to bank. Affordable terms on larger items. Overall excellently service when you call. Reviewed on: 13th May 2024

Good , is a lovely experience , a good experience

5
Nice one, responsive and attractive Reviewed on: 13th May 2024

Very easy to use and always using PayPal for safe...

5
Very easy to use and always using PayPal for safe Reviewed on: 13th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review