Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,932 reviews, last reviewed 18th Jul 2026
296% increase in 5 star reviews
in the past 90 days
359% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026
Wendy M's avatar
Wendy M

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180935)

Really easy to work with when needed

5
Really easy to work with when needed Reviewed on: 9th June 2026

Paypal credit is easy, quick to sign up to and extre...

5
Paypal credit is easy, quick to sign up to and extremely helpful. Reviewed on: 9th June 2026

Excellent experience from start to finish.

5
Excellent experience from start to finish. The service was professional, friendly, and efficient. I felt valued and well looked after throughout. Highly recommended Reviewed on: 9th June 2026

Great service and peace of mind.

5
Great service and peace of mind. Any problems sorted out very quickly. Reviewed on: 9th June 2026

PayPal Credit a positive experience

5
Have been using PayPal credit for many years now and it’s been overall a positive experience. Reviewed on: 9th June 2026

Very beneficial to have Judy wish I had the I could...

5
Very beneficial to have Judy wish I had the I could add to my Apple Pay Reviewed on: 9th June 2026

Always use paypal, feel safer when doing purchases o...

5
Always use paypal, feel safer when doing purchases online. Reviewed on: 9th June 2026

Great company

5
Excellent service been dealing with PayPal for years never had a problem with them if any thing goes wrong it's dellt with ASAP Reviewed on: 9th June 2026

Great App, Great Rewards.

5
Great App, Great Rewards. Multiple options on credit of which I have used them all. Reviewed on: 9th June 2026

I feel safe using PayPal for my online purchases.

5
I feel safe using PayPal for my online purchases. Excellent service wether I use instant pay, pay in three or 0% credit. Can’t beat it. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101133 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products