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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181149)

The platform is easy to use and widely accepted by m...

3
The platform is easy to use and widely accepted by many merchants which makes payments convenient. Sending and receiving money is straightforward. On the other hand customer support and dispute resolution can take longer than expected. Overall, it is a convenient payment service. Reviewed on: 9th June 2026
DEB P's avatar
DEB P

Using PayPal Credit has been really helpful for me,...

5
Using PayPal Credit has been really helpful for me, especially while renovating my home. It’s allowed me to purchase larger items when needed and spread the cost over several months, which has made budgeting much more manageable. The flexibility has taken a lot of stress out of paying for bigger expenses all at once, and I’ve found it a convenient and straightforward way to finance purchases. Overall, it’s been a very useful tool during my renovation project. Reviewed on: 9th June 2026
Millie 's avatar
Millie

easy to use, good interest free offers

5
easy to use, good interest free offers Reviewed on: 9th June 2026
jungle's avatar
jungle

Very easy to sign up and use each time you...

5
Very easy to sign up and use each time you purchase Reviewed on: 9th June 2026
Max's avatar
Max

Papal is a very good financial supplier with very good.

5
Papal is a very good financial supplier with very good back up built into the system. Reviewed on: 9th June 2026
Brian P's avatar
Brian P

Very helpful with a wide range of payment options.

5
Very helpful with a wide range of payment options. Excellent no quibble refund service Reviewed on: 9th June 2026
Shelagh's avatar
Shelagh

Easy to setup Simple and straightforward

5
Easy to setup. Pay 3 in 1 was easy. Reviewed on: 9th June 2026
Graham 's avatar
Graham

PayPal is brilliant never had any problems

5
PayPal is brilliant never had any problems Reviewed on: 9th June 2026
Ross 's avatar
Ross

I use PayPal quite regularly and have never had any...

5
I use PayPal quite regularly and have never had any problems, big buys, small buys just feels alot smoother and safer to use. Reviewed on: 9th June 2026
P B's avatar
P B

Good experience, amazing customer service

5
Good experience, amazing customer service Reviewed on: 9th June 2026
Romchell W's avatar
Romchell W

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