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PayPal: PayPal Credit reviews

4.91
Based on 56,184 reviews, last reviewed 7th Apr 2026
498000% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026
Alan S's avatar
Alan S

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026
Remon L's avatar
Remon L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

I have used paypal for many many years and found it...

5
I have used paypal for many many years and found it to be a great service that has helped by big items that i couldnt of payed for in any other way great experience all the time never had any problem with the service i have recieved Reviewed on: 13th May 2024

PayPal credit has been a great help especially when...

5
PayPal credit has been a great help especially when u need to buy something in a hurry and have the option to pay interest free for 3 months Reviewed on: 13th May 2024

Best if You Need It!

5
Overall easy approach and clean app experience! Reviewed on: 13th May 2024

Amazing experience compared with other providers

5
Amazing experience compared with other providers Reviewed on: 13th May 2024

PayPal credit is a secure way to make payments online.

5
PayPal credit is a secure way to make payments online. Besides this, the flexibility to pay in 3, 4 or more interest free installments have definitely made my life easier and allowed me to afford things easier. Reviewed on: 13th May 2024

PayPal credit

5
Good product helped me out when I needed to lend Reviewed on: 13th May 2024

Very easy to use and convenient.

5
Very easy to use and convenient. Great help in managing payments and bills Reviewed on: 13th May 2024

Always there when I need it with customer service to...

5
Always there when I need it with customer service to help with unforeseen problems. Reviewed on: 13th May 2024

Excellent

5
Over all it’s a Great experience Reviewed on: 13th May 2024

PayPal should really be every ones default payment m...

5
PayPal should really be every ones default payment method, they are second to none and provide excellent service if ever required. Reviewed on: 13th May 2024

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