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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

brilliant support every time I have needed them.

brilliant support every time I have needed them. Reviewed on: 9th June 2026

I have never had an issue using paypal credit and fo...

I have never had an issue using paypal credit and found it very accessable to use on the app. Very easy to make monthly payments with a direct debit set up as well. Reviewed on: 9th June 2026

PayPal credit is the way to go.

PayPal credit is the way to go. Easy to use. APR is good in today’s financial market. It’s safe and secure Reviewed on: 9th June 2026

Since using paypal credit, my whole online purchase...

Since using paypal credit, my whole online purchase habbits have changed, its so easy and helps me spread the cost over 4 mo ths interwst free. Happy Days Reviewed on: 9th June 2026

I think PayPal Credit is good because it lets you bu...

I think PayPal Credit is good because it lets you buy things now and pay later. It is easy to use and helps when you do not have enough money straight away. But you have to be careful and remember to pay it back, or it can cost more money. I like that it gives you more time to pay for things, but I think people should only use it when they really need to. Overall, I think PayPal Credit is helpful and I would give it 4 out of 5 stars. Reviewed on: 9th June 2026

PayPal - great Payment options and customer service

Jesus had a good experience great Payment options and great customer service Reviewed on: 9th June 2026

So easy to use and set up, excellent customer servic...

So easy to use and set up, excellent customer service when you need it Reviewed on: 9th June 2026

Excellent for pay in 3 and new PayPal credit card is...

Excellent for pay in 3 and new PayPal credit card is a lifesaver at times Reviewed on: 9th June 2026

Easy and painfree payment solution

I have PayPal since it was created. It is easy and pain free way to pay. The credit is something very useful, when I don't have the money at the moment. Reviewed on: 9th June 2026

Idea for extra time to pay for things

Idea for extra time to pay for things Reviewed on: 9th June 2026

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