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PayPal: PayPal Credit reviews

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4.91
Based on 55,847 reviews, last reviewed 7th Apr 2026
466900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal to shop online - never had any i... I always use PayPal to shop online - never had any issues - I love to be offered the pay in 3 - brilliant for budgets! Reviewed on: 7th April 2026
Elaine G's avatar
Elaine G

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55847)

Highly recommended

5
Been using for years love the interest free deals Reviewed on: 12th May 2024
Ian w's avatar
Ian w

Always resolve issues

5
Always resolve issues. So I feel protected. It's so easy to use Reviewed on: 12th May 2024
Andre L's avatar
Andre L

Very happy using PayPal.

5
Very happy using PayPal. Can pay everywhere and for everything. Reviewed on: 12th May 2024
Bartosz Sawicki's avatar
Bartosz Sawicki

Because you're worth it

5
Secure, trustworthy servic - l use it for every online purchase. Reviewed on: 12th May 2024
Monika S's avatar
Monika S

Have been with PayPal for years and have always had...

5
Have been with PayPal for years and have always had a great exspirence using it. Weather I'm using PayPal credit or dabbling on crypto it's easy to use and flexible. Could not be happier with them. Reviewed on: 12th May 2024
James's avatar
James

A little helping hand

5
I have used PayPal credit to by many things and I just love the way you can pay it back in smaller amounts Reviewed on: 12th May 2024
Richard's avatar
Richard

Make life a lot easier.

5
With PayPal credit I was able to purchase a brand new game computer, and the options to pay a bit every moth really helped me. Reviewed on: 12th May 2024
Paulo C's avatar
Paulo C

Seamless

5
A good way off being able to afford things without putting them on a credit card. I would recommend using PayPal especially for things like holidays etc Reviewed on: 12th May 2024
Lesley G's avatar
Lesley G

I have had a fabulous experience with PayPal credit,...

5
I have had a fabulous experience with PayPal credit, very easy to use Reviewed on: 12th May 2024
JM's avatar
JM

Easy to apply, pay in 4 months without intrest and s...

5
Easy to apply, pay in 4 months without intrest and some no interest plan when shopping Reviewed on: 12th May 2024
Alireza B's avatar
Alireza B

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