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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180932)

Excellent!

Excellent! PayPal are always on hand for anything you need and everything is so simple to understand. Reviewed on: 9th June 2026

They offer a great variety of payment options.

They offer a great variety of payment options. Personal favourite is the 0% for 4 months on transactions over £100 Reviewed on: 9th June 2026

Very handy and easy to use.

Very handy and easy to use. Can be used most places amd added to phone so no need for a card Reviewed on: 9th June 2026

Always good, reasonable and works around me

Always good, reasonable and works around me Reviewed on: 9th June 2026

It’s been every good, good features and very good ex...

It’s been every good, good features and very good experience. The app is very good at telling you your balance and upcoming charges. They have every good communication with email. Very intuitive to use especially easy to use at check oht Reviewed on: 9th June 2026

Only just started but so far I have no complaints it...

Only just started but so far I have no complaints it’s been really easy to use Reviewed on: 9th June 2026

The shoppers friend.

If I need a big ticket item I know that PayPal is there to help me spread the cost. PayPal gives me the option of more time to pay or pay in 3 instalments, interest free. I have , and continue to, use it on a regular basis. It’s a massive help to me. Thank you PayPal. Reviewed on: 9th June 2026

I have been using PayPal for a very long time and I...

I have been using PayPal for a very long time and I have always had a very good experience. Be it credit or debit, never been disappointed. Reviewed on: 9th June 2026

Used pay pal for year I feel it safe and secure on...

Used pay pal for year I feel it safe and secure on line easy to use Reviewed on: 9th June 2026

Easy to navigate

Needed a new washing machine and PayPal were able to provide credit. Reviewed on: 9th June 2026

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