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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Excellent service

5
Never had any issues using PayPal , customer service is very good and responsive to needs of the customer, refunds are quick and reliable and pay in 3 is great and reliable with very easy to manage. PayPal credit is again very good and easy to navigate the process. Reviewed on: 9th June 2026

Excellent way to pay for things on internet.

5
Excellent way to pay for things on internet.I started with PayPal many moons ago as I didn’t want my bank card number on the internet.I don’t buy if I can’t use PayPal.But now can also use a PayPal card in shops which is another great way of securely paying for things.I have recommended PayPal to my family and friends too. Reviewed on: 9th June 2026

Pay pal credit helped my dreams become true.

5
Pay pal credit helped my dreams become true. It's great for holiday bookings, furniture buys, spoiling myself from time to time. I would definitely recommend it. It's easy to navigate too. Reviewed on: 9th June 2026

I been using PayPal many years now its good when I n...

5
I been using PayPal many years now its good when I need something but would have to wait for pay day with PayPal I can use any time pay of later date Reviewed on: 9th June 2026

Never had any problems with service or transactions

5
Never had any problems with service or transactions Reviewed on: 9th June 2026

Safer on line shopping

5
Always feel safe on line shopping with PayPal Reviewed on: 9th June 2026

Always great to use!

5
Always great to use! Great to spread payments with no interest. Reviewed on: 9th June 2026

Good service

5
Experience has been good so far. Never had any issues Reviewed on: 9th June 2026

Easily accessible for all transactions

5
Easily accessible for all transactions .I have used it for months. Reviewed on: 9th June 2026

Excellent customer service .

5
I have always been able to contact a member of the team if I have a problem and have had good rewards as a result of using the card Reviewed on: 9th June 2026

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