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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (55389 reviews)

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4.91

Based on 55,389 reviews, last reviewed 7th Apr 2026

425300% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great way to split the cost I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later m... Read more Reviewed on: 7th April 2026

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55389)

Been using PayPal for years so easy to use and send...

Been using PayPal for years so easy to use and send money and pay for stuff and customer service is very good to settle any dispute. I wish more people would use it lol. Helps me manage my finances and the app is very good and reliable. Reviewed on: 11th May 2024

4 month interest free

Help a lot with the 4 month interest free when you spend over £99, never had any issues, so there was no need for customer service yet. Reviewed on: 11th May 2024

I can’t fault PayPal thank you for all you do...

I can’t fault PayPal thank you for all you do for me Reviewed on: 11th May 2024

PayPal Credit Is Brilliant

PayPal Credit is an excellent way to pay for goods and the customer services are brilliant. Whenever I phone for help; the advisors always prompt with my account and advise if or what to expect. If I spend with my promotional offers, I can pay off the balance and new transactions without any interest by the payment date. Reviewed on: 11th May 2024

4 months interest free

They are good it for giving 4 months interest free on purchases. Reviewed on: 11th May 2024

Never had any problems when using PayPal customer se...

Never had any problems when using PayPal customer service, fast and reliable service when required, problem solved without difficulty. Reviewed on: 11th May 2024

Paypal is reliable & trustworthy service.

Paypal is reliable & trustworthy service. When it comes to credit, It offers interest free installment plan which is plus point. Reviewed on: 11th May 2024

Good experience

I have always had a smooth and straight forward experience using Paypal Credit Reviewed on: 11th May 2024

Easy n secure way to pay , safe too

Easy n secure way to pay , safe too Reviewed on: 11th May 2024

PayPal is a trustworthy simple and ease to use.

PayPal is a trustworthy simple and ease to use. One of the few major companies that answer any queries in a fast and professional manner Reviewed on: 11th May 2024

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