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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Great company to deal with.

5
I have used PayPal for years and have always loved the convenience afforded by PayPal to allow very easy payments to a wide range of payment options. Either credit, pay in 3 or pay in full whatever suits your requirements. Reviewed on: 9th June 2026

Not the most expensive card on the market

5
Not the most expensive card on the market, good offers, nice app. My experience with them is only good so far. Reviewed on: 9th June 2026

Always easy to pay

5
Always easy to pay, love having a physical PayPal card Reviewed on: 9th June 2026

Informative and helpful when needed.

5
Informative and helpful when needed. Easy to use. Reviewed on: 9th June 2026

PayPal is excellent for making secure payments.

5
PayPal is excellent for making secure payments. Reviewed on: 9th June 2026

It was an easy, seamless experience with no problems.

5
It was an easy, seamless experience with no problems. I'm still not keen on PayPal as you were a racist company a few years ago, trying to withhold money from white people. But you seem to have given up on your moral high ground position. Reviewed on: 9th June 2026

Brilliant service

5
Brilliant service so easy to use across multiple platforms. It is even easier now that you can use PayPal with Apple Pay. Reviewed on: 9th June 2026

PayPal Credit

5
Very easy to use and simple to understand what and when payments are due Reviewed on: 9th June 2026

Great service and value for money

5
Great service and value for money Reviewed on: 9th June 2026

good experience

4
I’ve had a good experience with PayPal credit Reviewed on: 9th June 2026

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