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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180932)

Someone used my account to purchase.

Someone used my account to purchase.a product at a time. Paypal informed me immefiately and the transaction was cancelled immefiately and my money returned into my account. Reviewed on: 9th June 2026

Can't complain at all other than the app can be a bi...

Can't complain at all other than the app can be a bit glitchy and have to reload the app to show all account especially the credit bit but once its running its all good Reviewed on: 9th June 2026

Pay Pal Credit is what I use for the bigger online buys

Pay Pal Credit is the credit I use for the bigger buys online. it is also convenient to use the physical card while out and about. Reviewed on: 9th June 2026

Stress free credit

It's so convenient and easy to use majestic paying for items stress free Reviewed on: 9th June 2026

PayPal is great..

Easy to set up and use, simple to review and package tracking built-in is fantastic Reviewed on: 9th June 2026

I have never had a negative experience using PayPal...

I have never had a negative experience using PayPal for anything whether it be settling a dispute or lost packages Reviewed on: 9th June 2026

I’ve used PayPal since it started

I’ve used PayPal since it started and the only ‘gripe’ if you can call it one is when you make an extra payment, ie not the monthly direct debit, it can be digit to follow the progress of the payment in the system. To balance that I have never had a problem with a payment not being processed so perhaps the problem is me. Reviewed on: 9th June 2026

It's all good.

It's all good. Very easy to use. No problems as of yet, but they seem to need a little too many characters in the review section! Reviewed on: 9th June 2026

Paypal makes it easy effortless to pay when you cant...

Paypal makes it easy effortless to pay when you cant find your cards Reviewed on: 9th June 2026

Excellent service and ease of use.

Excellent service and ease of use. Brilliant app navigation. Wide range of services to other retailers. Reviewed on: 9th June 2026

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