Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 53,943 reviews, last reviewed 7th Apr 2026
289800% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit has been a very useful tool for us PayPal Credit has been a very useful tool for us, offering a few great options to spread payments over a number of months. Always just a click of a bu... Read more Reviewed on: 7th April 2026
Dan D's avatar
Dan D

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (53943)

Easy to use with small repayments

5
I’ve been using PayPal credit for a few months, it’s easy to use and simple to navigate. Reviewed on: 8th July 2022
Paigem39's avatar
Paigem39

Credit

5
Really handy at times and even better that you can ch99se when to pay as well as paying off the credit earlier than 4 months if you're just waiting for pay day. Would recommend for no fuss short term needs / solutions. Reviewed on: 8th July 2022
Zena's avatar
Zena

Paypal

5
Easy and effective to use. Money is protected. Reviewed on: 8th July 2022
darren's avatar
darren

Paypal Credit is awesome

5
First 4 months is 0 interest and it makes life easier. Thanks PayPal Reviewed on: 8th July 2022
Talha Eryasar's avatar
Talha Eryasar

Love PayPal

5
Never understand why people don't use PayPal. It's easy and quick to send or receive money. The pay over time is excellent and it is so secure. I love it. Reviewed on: 8th July 2022
Clare Tait's avatar
Clare Tait

Affordable

5
Affordable % and interest free months Reviewed on: 8th July 2022
Ivo Snikis's avatar
Ivo Snikis

PayPal credit is The best helped me alor

5
PayPal credit isn't just PayPal but a whole lot off things in PayPal credit. Helps grow your credit report. Customer service is always happy to help. Not like any other credit card. Dump them and get PayPal credit helps in every way. Best is 0% on £99 or more for 4 months. Time to save to pay and plan ahead. Reviewed on: 8th July 2022
Lanky's avatar
Lanky

Simple and efficient

5
I applied for it in order to buy my phone and in 2 days the order was also processed. The ease to apply and the swiftness of the process makes this a great service and product. Reviewed on: 8th July 2022
Alex Relinschi's avatar
Alex Relinschi

Excellent Service

5
PayPal is super convenient and the Credit they offer is really flexible and easy to use. Reviewed on: 8th July 2022
J.B's avatar
J.B

Amazing

5
The service they over is so easy to set up and use always quick to help Reviewed on: 8th July 2022
Annette Oliver's avatar
Annette Oliver

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill