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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

Nice and simple app easy to use if want to pay off m...

5
Nice and simple app easy to use if want to pay off more I can. Reviewed on: 9th June 2026

Never had a problem

5
Never had a problem and always helpful in getting a refund when an item is faulty or not received Reviewed on: 9th June 2026

Very accessible and user friendly and a positive exp...

5
Very accessible and user friendly and a positive experience always Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. When you are paying and you see the Paypal logo you know its gonna be quick and pain free. Thats all i want when buying. Reviewed on: 9th June 2026

PayPal for everything

5
PayPal is my go to payment method everywhere, it’s seamless and secured. Love it and I’ve been with PayPal for many years now. Reviewed on: 9th June 2026

always there and always just works

5
always there and always just works, love the buyer protection element Reviewed on: 9th June 2026

of PaypalI’ve been with Paypal for a number of years.

5
I’ve been with Paypal for a number of years. I wouldn’t trust any other company to handle my Cash. The guarantee to give you back your money for a purchase within 30 days if you can prove that the company were in the wrong. Reviewed on: 9th June 2026

I have definitely love it but some time I can't see...

5
I have definitely love it but some time I can't see how many money left in the account Reviewed on: 9th June 2026

Sonias amazing review

5
I have never been refused for credit or any other payments Reviewed on: 9th June 2026

Reliable, secure and easy to use.

5
PayPal is reliable, secure and easy to use. What more could you want. Reviewed on: 9th June 2026

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