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PayPal: PayPal Credit reviews

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4.91
Based on 53,743 reviews, last reviewed 7th Apr 2026
271400% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit has been a life saver PayPal credit has been easy to use and has helped me while I have been struggling with my budget by allowing me leeway with my finances and allowed me... Read more Reviewed on: 7th April 2026
Zac M's avatar
Zac M

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (53743)

Excellent choice

5
Used it many times with confidence Reviewed on: 8th July 2022
Mahsa Sh's avatar
Mahsa Sh

Easy to use and always there if I need it!

5
Simple to use and good great customer service! Reviewed on: 8th July 2022
Viks's avatar
Viks

Great App and Purchase experience.

5
Paypal credit is very easy to use abd manage. Quick to check out without having to enter card details. Can easily manage my balance through. The pay in 3 option is a fantastic addition. Reviewed on: 8th July 2022
Faheem's avatar
Faheem

Hustle Free

5
I have been using Paypal for almost 2 decades now and they have never failed to deliver smooth transaction. Excellent service! Reviewed on: 8th July 2022
Ronnie de los Santos's avatar
Ronnie de los Santos

Good

5
Very good , I recommend with pleasure Reviewed on: 8th July 2022
Daniel's avatar
Daniel

Convenient to use

5
Using Credit over online is one of the easiest way to do shopping. With the help of a reasonable creditline, I buy things that are essential for me. Reviewed on: 8th July 2022
Kuni Ledesma's avatar
Kuni Ledesma

Paypal

5
Very good company easy to use reasonable costs Reviewed on: 8th July 2022
Ivor 's avatar
Ivor

Its amazing

5
Its better than loan and banking procedures Reviewed on: 8th July 2022
Sadegh Akhlaghi 's avatar
Sadegh Akhlaghi

Mr. Rajendrakumar Patel

5
This is the best scheme for PayPal credit system. Very useful for who have problem with low income and difficult to pay money. I will recommend my friends and family. Thank you. Reviewed on: 8th July 2022
Rajendrakumar Patel's avatar
Rajendrakumar Patel

PayPal is a trusted company

5
I will recommend PayPal to friends and families because the service is fantastic. Reviewed on: 8th July 2022
Victor Ezani's avatar
Victor Ezani

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