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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

I’m very happy using PayPal and I will continue usin...

I’m very happy using PayPal and I will continue using PayPal Reviewed on: 9th June 2026

Great experience good services always

Great experience good services always Reviewed on: 9th June 2026

Just so Good to have Paypal Credit

We just think that the great ways to handle our purchases just makes it the best. Pay in 3 instalments or 4 months interest free gives us the tools we need.It is also secure aand the new virtual card is good too. Reviewed on: 9th June 2026

Quick and Easy

It’s quick, easy and safe to use and customer service is good. it’s a bonus to be able to access PPC at checkout where available. Got nothing more to add. Reviewed on: 9th June 2026

Fantastic straight forward lending platform

Really easy straight forward lending platform with good communication and updates . No hidden fees - would recommend Reviewed on: 9th June 2026

Easy to use

The app is Easy to use and navigate. PayPal is always there when needed Reviewed on: 9th June 2026

So easy to use

Every time I use PayPay it is so easy and painless to use. Reviewed on: 9th June 2026

Trust, I feel safe with PayPal.

Trust, I feel safe with PayPal. I known if I have any problem with buyer, PayPal help me for solving this. Reviewed on: 9th June 2026

Convenient

Convenient easy access and payment options Reviewed on: 9th June 2026

Incredibly useful and flexible.

It's incredibly useful to be able to pay for larger amounts over four months and as AO accepts PayPal, it's meant that when I've needed appliances, I've been able to use it and flexibly pay back for larger purchases. My only criticism is that sorting out repayments is a slight faff. The statements don't easily lay out what's due in full and what's deferrable into two clean amounts and the direct debit options don't allow me to automate paying the former of those amounts. It would be good to be able to pay the amount I need to pay to avoid interest on DD and to maybe get an email prompting me to make a top up payment towards the balances due over 4 months. Reviewed on: 9th June 2026

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