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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Nice and easy

Such a wide range of things I can buy using PayPal credit and it's so easy to use. Reviewed on: 9th June 2026

It's the best .

It's the best .you can use it wherever you want Reviewed on: 9th June 2026

Peace of mind

I try to use PayPal on all transactions as I have 100% peace of mind that If have any issues with my products they will help me. I also enjoy knowing my bank details are not given out, I just add a password and the transaction is done. Reviewed on: 9th June 2026

Used PP a long time good service

Used PP a long time sorted problems out always resolved Reviewed on: 9th June 2026

Safe and a great help when you need one.

Safe and a great help when you need one. Very supportive and easily accessible team. Reviewed on: 9th June 2026

It’s always been very reliable and easy to use.

It’s always been very reliable and easy to use. I feel like my money is safe. Reviewed on: 9th June 2026

Amazing service, It’s all I need!

Amazing service, It’s all I need! Reviewed on: 9th June 2026

Direct debit set up is simple

Setting up a Direct Debit is simple, so you don't miss a payment and incur any late payment fees. Reviewed on: 9th June 2026

Thank you Paypal.

At 78 years old, and on UK pension only, Paypal credit allows me to buy items that I could only usually dream about. So simple to use, and knowing that Paypal has got you covered in case of any problems. I always know they are there to help at all times, and this gives people a lot of peace of mind. Thank you Paypal Reviewed on: 9th June 2026

An old time loyal customer’s account - excuse the pun!

I have been a customer since PayPal began when it was the only viable solution for ebay transactions in honour of the buyer. I have maintained my loyalty to PayPal because it’s still the best reliable and safe purchasing power out there - although there are a few trying to suggest otherwise. I am a compulsive online shopper but do y like to pay so the buy now pay later options are perfect for me. My favourite is pay in 3 as it feels like I am not paying - the payments from my bank go in missed most of the time. For larger purchases the pay in 4 months is superb. To put the icing on the cake I now have the PayPal credit card with 4 months to pay everywhere I shop - high street or online - well done Paypal! Reviewed on: 9th June 2026

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