Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 53,648 reviews, last reviewed 7th Apr 2026
262900% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is the safer way to pay online. I used PayPal for many years since I remember myself. This is very safe way of paying when purchasing something online. Also we hat I like is the opti... Read more Reviewed on: 7th April 2026
Veronica I's avatar
Veronica I

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (53648)

Very useful for buying and paying later.

5
It has helped me a lot to buy items on credit and pay them back later with no interest. Reviewed on: 8th July 2022
Sammy KP's avatar
Sammy KP

Great accessible offers to my needs

5
Great affordable and accessible offers corresponding to my needs, quick services and easy for use. Reviewed on: 8th July 2022
Tsvety Tso's avatar
Tsvety Tso

Awesome

5
Safe way of payment. Awesome responds in times of need. Reviewed on: 8th July 2022
Bernard 's avatar
Bernard

Credit review

5
Great secure way to pay. Easy to use. Simple as that Reviewed on: 8th July 2022
John Allen's avatar
John Allen

PayPal Credit Rocks!

5
Using PayPal credit makes online purchases simple & seamless allowing you to be in control of your purchase finances. Reviewed on: 8th July 2022
Gavin Vogt's avatar
Gavin Vogt

Safe way to pay

5
Papal is very friendly and easy to use your transactions are safe and secure, they also offer credit, which is excellent service from a good provider Reviewed on: 8th July 2022
Carol Fox's avatar
Carol Fox

Best credit provider

5
I’ve had a smooth and wonderful experience making transactions on PayPal Reviewed on: 8th July 2022
Tia's avatar
Tia

Convenient

5
Easy to spread costs and mind relaxing Reviewed on: 8th July 2022
Dilaisha Rishani's avatar
Dilaisha Rishani

Always Use PayPal

5
I have been using PayPal for many years. Just recently I signed up for PayPal Credit, it's a great way to purchase something you need with the option of zero interest if paid within 4 months. This is a great way to manage finances over a 4 month period instead of having to pay for all of it at once. I have found this method very helpful. Reviewed on: 8th July 2022
John F's avatar
John F

Easy service

5
Makes it easy to spread the cost, aware of monthly payment and if there’s and issue it is resolved promptly Reviewed on: 8th July 2022
Guy1sara@sky.com's avatar
[email protected]

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill