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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Paypal credit is excellent!

Paypal credit is excellent. It allows me to spread the payment of items with ease. I like being able to spread the larger cost items I buy over 4 months at interest free. Reviewed on: 9th June 2026

PayPal has always been super easy to use...

PayPal has always been super easy to use, never had a problem with getting support. Signing up to get the online card was quick and easy and something that you find out about pretty quickly. Would recommend. Reviewed on: 9th June 2026

Michele I

easy to use and credit facility was set up for me without any issues Reviewed on: 9th June 2026

Great platform and easy to navigate and useful that...

Great platform and easy to navigate and useful that more retailers are offering PayPal as a solution. Reviewed on: 9th June 2026

A reliable spending partner

I am able to manage my expenses with the help of PayPal. A reminder is a plus. That ticket item is attainable and I can keep tap of what am spending on. Hopefully the points system will expand and give more tangible rewards, or experience based rewards like free holiday etc. Reviewed on: 9th June 2026

Perfect all round service

I have been using PayPal for many many years jow and always found it to be my go to source for payment. Its safe secure reliable and I have never had any issues with it. Reviewed on: 9th June 2026

Very good service always Easy to use my PayPal to pa...

Very good service always Easy to use my PayPal to pay online, good customer service whenever I call, now I get PayPal credit points, easy to dispute any misbuy and get my refunds back. Excellent service really Reviewed on: 9th June 2026

Happy PayPal user

I’ve used PayPal for a few years now and have never had any issues. easy process Reviewed on: 9th June 2026

Great communication and great service

Great communication and great service Reviewed on: 9th June 2026

Interest free credit period is a win, very easy to u...

Interest free credit period is a win, very easy to use online Reviewed on: 9th June 2026

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