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PayPal: PayPal Credit reviews

4.91
Based on 53,435 reviews, last reviewed 7th Apr 2026
243400% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top service Pay pal are easy to communicate with and always on hand to offer help or advice Reviewed on: 7th April 2026
Emma's avatar
Emma

Latest lowest rating:

2

Easy profit Just like any other lender, profit is the game Reviewed on: 6th April 2026
Luis M's avatar
Luis M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (53435)

Reliable and prompt services.

5
It is very flexible with the payments and I bought an iPhone 13 pro through PayPal credit and no interest. That’s seems like a great offer. Reviewed on: 8th July 2022

Just the easiest way to get your holiday up and running

5
My experience with PayPal has been very helpful and useful it's so quick and easy also your purchase is garrented. Reviewed on: 8th July 2022

I love PayPal very helpful and secure.

5
I use PayPal for payment for last 4 years and I love it, very helpful and secure. Reviewed on: 8th July 2022

Mr

5
I love PayPal probably the best credit card i love the pay in 3 it helps along especially buying this like flight etc Reviewed on: 8th July 2022

Easy, flexible, affordable

5
I love PayPal credit- it gives me the opportunity to spread the payment of higher cost items over several months. I especially love that any purchase over £99 is interest free for 4 months! I already love and use PayPal a lot in my transactions so adding on PayPal credit is brilliant as so many places accept PayPal. Reviewed on: 8th July 2022

Good Experience using PayPal

5
It is easy to use and more convenient while using for online shopping. I also love to use it and highly recommend it to other people. Reviewed on: 8th July 2022

Great payment solutions

5
Had been using PayPal credit for over 5 years amazing ways of purchasing . Thank you so much Reviewed on: 8th July 2022

Wonderful

5
Makes paying back so much easier and affordable! Reviewed on: 8th July 2022

Excellent Idea !

5
PayPal credit has been so helpful for me, and easy to use. Excellent service. Highly recommended Reviewed on: 8th July 2022

Transfer

5
Transfer or receive my payment in seconds. Very secure for online payments. Reviewed on: 8th July 2022

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