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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

I've had no problems at tall it's been good to have...

I've had no problems at tall it's been good to have piece of mind that you can buy from stores you dont know and if it's not what it says you can getthe money back and pay pal sort it Reviewed on: 9th June 2026

Easy to use and very clear information so you know w...

Easy to use and very clear information so you know what you are getting, how to use it and what it will cost Reviewed on: 9th June 2026

Simple and straightforward

Simple and straightforward, easy to see what’s available, owed, due dates, etc. Reviewed on: 9th June 2026

Kate I’ve been with Paypal for a number of years.

I’ve been with Paypal for a number of years. I wouldn’t trust any other company to handle my Cash. The guarantee to give you back your money for a purchase within 30 days if you can prove that the company were in the wrong. Reviewed on: 9th June 2026

Amazing !

Amazing , flexible and useful. Would recommend to all friend and family Reviewed on: 9th June 2026

Simplicity and clarity are all that are required .

Simplicity and clarity are all that are required .... all at the push of a button. Reviewed on: 9th June 2026

Brilliant service, great products and easy to use

Brilliant service, great products and easy to use Reviewed on: 9th June 2026

Very easy process, everything is laid out and fully...

Very easy process, everything is laid out and fully understandable. Great service that comes in handy when you need it. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Didn’t have a chance to deal with customer service yet which I think is positive thing :) Reviewed on: 9th June 2026

Customer Service Review

Experience with PayPal has been good so far Reviewed on: 9th June 2026

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