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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

I can always rely on PayPal

I can always rely on PayPal if I’ve been scammed or if I’ve received a product and it’s been faulty PayPal’s always for for me and it’s like that extra insurance using PayPal. It’s safe and it’s really genuine and honestly it’s the main method of payment that I use on all online transactions. Reviewed on: 9th June 2026

Great service!

Great service! And most of all Secure!Very easy to use also... Reviewed on: 9th June 2026

Great service and very easy to use.

Great service and very easy to use. Not everyone trusts online banking so this provides an alternative without the risk of sharing bank details with lots of individual organisations. I use it for group purchases so we can split payments easily. Reviewed on: 9th June 2026

Always a good deal when using PayPal.

Always a good deal when using PayPal. Reviewed on: 9th June 2026

It’s so easy to make payments and to use

It’s so easy to make payments and to use Reviewed on: 9th June 2026

PayPal credit is really easy to use.

PayPal credit is really easy to use. Always kept informed of my balance and when the promotional offers are due to end. Currently trying to spread the cost for my wedding so PayPal credit has been so helpful in helping me budget Reviewed on: 9th June 2026

I use PayPal credit and Pay in three all the time fo...

I use PayPal credit and Pay in three all the time for purchases. It gives me time to pay, in difficult, financial times. I also have the Credit card which gives access to further purchases. Reviewed on: 9th June 2026

Dealt with issue well and investigated and issued re...

Dealt with issue well and investigated and issued refund Reviewed on: 9th June 2026

My experience has been brilliant from day one, evert...

My experience has been brilliant from day one, everthing has been so easy to do when checking my account or paying with it. Reviewed on: 9th June 2026

Very convenient

I find PayPal very convenient at times when you need to spread the cost. Reviewed on: 9th June 2026

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