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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Paymate.

Always find a bargain and normally good quality and free delivery. Reviewed on: 9th June 2026

PayPal credit is handy

PayPal credit is a very handy tool for medium and larger purchases with the ability to pay over a few months with no interest it's become my go to for concert tickets and the like so I don't have to wait until I can afford them to pick them up and no stress with the repayment lifesaver. Reviewed on: 9th June 2026

Always use as easy and quick.

Always use as easy and quick. Making payments on account is a bit slow but otherwise great service Reviewed on: 9th June 2026

An excellent addition

From my first interaction with Paypal, I have always had a positive experience. Paypal Credit has been an excellent addition especially as finances are being stretched in this current climate. I have used it for numerous purchases and it gives me peace of mind. Reviewed on: 9th June 2026

Quick and easy.

Quick and easy. Goto online - usuful for web safety. Reviewed on: 9th June 2026

I like PayPal for it's versatility and easy use it a...

I like PayPal for it's versatility and easy use it also offers you different choices. Reviewed on: 9th June 2026

I love the convenience of PayPal credit.

I love the convenience of PayPal credit. It helps with budgeting and paying for goods/services as and when needed. The pay in 3 is my favourite as I can just set it up and forget about it. Would be great if pay in 4 months would offer payment reminders. Reviewed on: 9th June 2026

It is extremely easy and fuss free

It is extremely easy and fuss free Reviewed on: 9th June 2026

The flexibility of PayPal credit and the ease of use...

The flexibility of PayPal credit and the ease of use with so many merchants making it available, it’s pretty much my main ‘go-to’ option when making any purchase big or small. Reviewed on: 9th June 2026

Excellent app.

I frequently use PayPal as I feel it is a more secure way to spend money online. It’s easy to use and to manage payments. Reviewed on: 9th June 2026

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