Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (53741 reviews)

View other PayPal products

4.91

Based on 53,741 reviews, last reviewed 7th Apr 2026

271300% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent communication, very good when talking to s... Excellent communication, very good when talking to staff or need help Reviewed on: 7th April 2026

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (53741)

Amazing services

I cannot think of a credit company who provide the services that they do with the utmost professionalism A great service that surpasses expectation Flexible , reliable and all round ease of use make PayPal credit one in a million Reviewed on: 8th July 2022

Best offers and payment plans

The interest free payment options that paypal offers has enables me to purchase key items that I wouldn’t have been able to under current living cost crisis Reviewed on: 8th July 2022

A very innovative idea.

Imagine a credit card without the card? That’s exactly what you get with PayPal Credit Card and the best part is the ability to pay later or spread the cost! Reviewed on: 8th July 2022

Great

Simple, good APR and 4 months free interest on purchases over £99 Reviewed on: 8th July 2022

Wonderful Company

Very good company with fantastic customer service. Reviewed on: 8th July 2022

Easy to manage and perfect for any emergencies

I’m finding the PayPal credit very handy to have for emergencies. I am SO pleased with the 4 months free interest. It’s really helped me a lot to have this as a backup for any needed purchases. Reviewed on: 8th July 2022

I was asked to do this

I was told if I voted for this company I would be entered into a £1000 prize draw. Does that make the voting fair? Perhaps not. But I want the money. Love ya! Reviewed on: 8th July 2022

Brilliant service

The app is easy to use and it is widely used keep up the good work Reviewed on: 8th July 2022

Cash

Great for when you short for the month to get little things. Reviewed on: 8th July 2022

Very good

I love using PayPal credit. Very good for quick checkout Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.71 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Payments
from PayPal 4.92 from 3639 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 2 reviews
Pay in 3
from PayPal 4.93 from 26293 reviews
Payments
from PayPal 4.92 from 3639 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub