Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 53,890 reviews, last reviewed 7th Apr 2026
284800% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

efficient and effective Customer service very good, efficient and effective Reviewed on: 7th April 2026
Robbie's avatar
Robbie

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (53890)

Good deals and offers

5
Never had a problem. Easy to use. Reviewed on: 8th July 2022
Julie 's avatar
Julie

Affordable

5
In todays climate we all need a little hand and that’s exactly what PayPal credit does for me. It gives me that extra boost I need sometimes Reviewed on: 8th July 2022
Gareth LLoyd's avatar
Gareth LLoyd

Fantastic options

5
Borrowing from paypal has helped me with so many important projects and family matters I think I would count PayPal credit as not only a company but they are friends Too which will continue for sure Reviewed on: 8th July 2022
John wood 's avatar
John wood

Recommend by online purchases

5
Recommend by online spenders and safer way to pa for your goods Reviewed on: 8th July 2022
Chris Chapman's avatar
Chris Chapman

Moss

5
Is really helpful in times in needs Reviewed on: 8th July 2022
Moses Rigg-Stewart's avatar
Moses Rigg-Stewart

Easy and good

5
It’s easy and you can spread all costs with zero interest free. Reviewed on: 8th July 2022
Camila Fitzsimons's avatar
Camila Fitzsimons

Cool product

5
Fast and easy to use and very useful when you need quick credit and as well help building your credit score. Reviewed on: 8th July 2022
chukwudi david's avatar
chukwudi david

Good enough

3
Similar to other credit cards. Use the credit sensibly. Reviewed on: 8th July 2022
Neshan S's avatar
Neshan S

Credit feedback

3
I like that you can pay interest free for transaction over £100. Reviewed on: 8th July 2022
Arrun Greaves's avatar
Arrun Greaves

Cool product

4
Fast and easy to use and very convenient when you need it on the fly. Reviewed on: 8th July 2022
David Akuma's avatar
David Akuma

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill