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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

A great way to purchase.

No interest for 4 months. You can set up a direct debit in case you forget to pay your installment. A really good opportunity to purchase a wanted item which you normally could not afford out right. What's not to like! Well done to PayPal. You can't go wrong. Reviewed on: 9th June 2026

Spread the cost

PayPal allows me to spread the cost over a few months interest free which is super handy on occassions Reviewed on: 9th June 2026

Paypal so easy to use..

So easy to use and if you have a problem they sort it out Reviewed on: 9th June 2026

So easy to manage and access.

So easy to manage and access. Trustworthy and reliable with clear instructions for clarifying your process with your account Reviewed on: 9th June 2026

Using PayPal credit is so easy.

Using PayPal credit is so easy. The PayPal guarantee is an added bonus Reviewed on: 9th June 2026

Generally good!

Generally good! I find PayPal easy to use. Reviewed on: 9th June 2026

I use for buying online , it’s brilliant

I use for buying online , it’s brilliant Reviewed on: 9th June 2026

There when you need it.

Pay pallets credit seems to work for me and is very convenient. Reviewed on: 9th June 2026

I absolutely love PayPal !

I absolutely love PayPal !! Customer service is amazing too Reviewed on: 9th June 2026

Been very helpful through customer service when I wa...

Been very helpful through customer service when I wasn’t sure on somthing. Overall good experience Reviewed on: 9th June 2026

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