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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Easy to use

It’s easy to use, the rates are fair and using the app and direct debit to sort payments makes it really manageable for me. Reviewed on: 9th June 2026

Multiple options make my life easier

UsingPayPal Credit is so easy and is a fantastic option for those purchases you just cannot afford in one go. Being able to spread repayments at a very reasonable rate defintely makes life easier for me. Reviewed on: 9th June 2026

Very easy and cost efficient

PayPal is very easy to use and has made spreading the cost a very easy and cost effective option. Reviewed on: 9th June 2026

Tim’s review

Just straight forward and always help if you hug ave a question to ask never had any problems and being very useful for me Reviewed on: 9th June 2026

PayPal credit

There when you need it. Easy to set up and keep track off in the app Reviewed on: 9th June 2026

Above Excellent Service

I was having problems getting my money back for a pair of trainers not delivered from Sports Direct so I contacted PayPal and the money was refunded the payment was refunded the following day. That's excellent service for you. Reviewed on: 9th June 2026

As a single parent works well for spreading the cost

As a single parent it is so helpful to be able to purchase things and be able to spread the cost interest free Reviewed on: 9th June 2026

I find PayPal extremely easy to use and reliable.

I find PayPal extremely easy to use and reliable. It gives me peace of mind when purchasing items and is easy to repay on the app. I have never had to use their customer service but I think this is because of how easy it is to find answers on the app. I would highly recommend and use it monthly. Reviewed on: 9th June 2026

Easy to use on Apple Pay

Easy to use on Apple Pay and comes in handy Reviewed on: 9th June 2026

I use PayPal credit all the time.

I use PayPal credit all the time. It is easy to manage my repayments, change amounts and the fact that you get bonuses for using it, is in itself a useful bonus. Reviewed on: 9th June 2026

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