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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

I’ve been with Paypal for a number of years.

I’ve been with Paypal for a number of years. I wouldn’t trust any other company to handle my Cash. Reviewed on: 9th June 2026

Easy to use and reliable.

Easy to use and reliable. Pay in three is a useful option. Reviewed on: 9th June 2026

I have found PayPal Credit to be a convenient way to...

I have found PayPal Credit to be a convenient way to spread the cost of larger purchases over time. It integrates smoothly with PayPal, making checkout quick and easy at many online stores. The ability to pay in installments can be helpful when managing my budget, especially for unexpected expenses. I also appreciate being able to view and manage payments online. However, I make sure to read the terms carefully, as interest charges can apply if balances are not paid according to the agreement. Overall, it is a useful financing option when used responsibly and within my budget. Reviewed on: 9th June 2026

Very easy to apply, terms that are easy to understan...

Very easy to apply, terms that are easy to understand and options of 0% interest. I have found this service invaluable during the current financial state of the UK. PayPal credit has helped our family stay afloat at a time when food costs are extraordinarily ridiculous for an average family on an average working wage Reviewed on: 9th June 2026

Very simple to use, makes buying bigger purchases so...

Very simple to use, makes buying bigger purchases so much easier and the interest isn't too bad. Often able to do interest free payment plans too. Never had a problem and been using PayPal credit for years. Reviewed on: 9th June 2026

PayPal makes online an easy and safe option

PayPal makes online an easy and safe option Reviewed on: 9th June 2026

I love the 4 months interest free.

I love the 4 months interest free. Reviewed on: 9th June 2026

Simple and easy to use, helpful customer service, ho...

Simple and easy to use, helpful customer service, however Not accepted form of payment across all platforms hopefully that will change soon Reviewed on: 9th June 2026

Excellent Advice

PayPal is easy to use and safe, on the rare occasion I have had to contact customer services, they always provide an answer or advice. Keep up the good work! Reviewed on: 9th June 2026

Always good service, no hassle easy to use, widely a...

Always good service, no hassle easy to use, widely accepted Reviewed on: 9th June 2026

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