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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

It was easy to apply for PayPal credit and it was ni...

It was easy to apply for PayPal credit and it was nice to have the offer of the first purchase being interest free Reviewed on: 9th June 2026

Very easy to use and good app.

Very easy to use and good app. Updates are clear and alerts you to due payments Reviewed on: 9th June 2026

Safe and secure

Very easy,User friendly Secure and security Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. Customer service is very supportive and clear. Easy to contact. reminders are helpful and app is easy to navigate Reviewed on: 9th June 2026

I have a high score of 10 out of 10.

This is the best app I've used.E had a very good experience. I highly recommend it Reviewed on: 9th June 2026

PayPal Credit Is A Useful Addition...

Having PayPal Credit is a useful addition to their debit card and Pay in 3 options. I had an issue with my wages being not being paid at the usual time and PayPal Credit was there to help me through a difficult time and the repayment options suited me really well. Reviewed on: 9th June 2026

Best provider by a million miles!!!

Overall I think this is best provider out there when it comes to money and helps you to budget, keep track on spending and customer service is second to none. Reviewed on: 9th June 2026

Very Happy

I have several years of experience using PayPal for online purchases, sending and receiving payments, and managing transactions securely. I'm familiar with features such as buyer protection, dispute resolution, invoicing, and linking bank accounts and cards. Through regular use, I've developed an understanding of digital payment workflows and the importance of security, reliability, and user experience in financial technology. Reviewed on: 9th June 2026

Never had an issue with PayPal and if I have ever ne...

Never had an issue with PayPal and if I have ever needed to use customer service it’s been 9/10. Reviewed on: 9th June 2026

Haven’t access around the world to finance sending p...

Haven’t access around the world to finance sending pain for airline tickets paying for online. It is a great tool to have plus you can pay in three instalments. It gives you flexibility. Reviewed on: 9th June 2026

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