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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (55389 reviews)

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4.91

Based on 55,389 reviews, last reviewed 7th Apr 2026

425300% increase in 5 star reviews

in the past 90 days

1000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great way to split the cost I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later m... Read more Reviewed on: 7th April 2026

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55389)

Easy to use, reliable and interest free for 4 months.

Easy to use, reliable and interest free for 4 months. Reviewed on: 11th May 2024

Good service

Very good service I am very happy Reviewed on: 11th May 2024

Very easy to deal with and fantastic credit offers.

Very easy to deal with and fantastic credit offers. Reviewed on: 11th May 2024

Solid Credit Service

Solid service. Pay in 3 is a useful feature to spread the cost. Overall, very happy with my experience using Paypal Credit. Reviewed on: 11th May 2024

Pay in 3 helps spread out the cost over a longer per...

Pay in 3 helps spread out the cost over a longer period of time and paypal credit is also nice to have and has very good rates. Reviewed on: 11th May 2024

Pay pal credit.

Pay pal credit. Is excellent in flexiblity and protecting the consumer. The 4 months 0 intrest rate for purchases over 100 is amazing. This helps with booking holidays concerts outings and with everyday essentials without getting you're self into debt and with finacial strain. Pay pal give you warnings on how much you need to pay and make it clear to do this so you dont pay intrest and this can be flexible to youre needs you can set up payments around youre finacial needs and how to best suite you in a time of finacial strain that many of us are feeling. Pay pal are excellent at supporting the consumer over the app there responsive and safe and over the phone there helpfull. Pay pal is an excellent safe way to shop online and the customer service equally manges this excellent standard. Reviewed on: 11th May 2024

Very happy with the service.

Very happy with the service. Low rates, great working app, fast customer service. Would recommend to everybody. Reviewed on: 11th May 2024

PayPal efficientcy

Have always used PayPal for online transactions never been a problem even with PayPal credit . Reviewed on: 11th May 2024

No.1 option for me! Best company to deal with

Paypal Credit is always the first option I use when I am unable to make a payment on a purchase right away! So handy to have and it helps it’s 0% interest for 4 months so it gives me time to pay off my credit. The customer service from PayPal has always been helpful and unbeaten by any other company. Reviewed on: 11th May 2024

Their services and flexibility in payment methods ar...

Their services and flexibility in payment methods are fantastic. The whole process is easy to use from start to finish as well as the additional security PayPal provides. Reviewed on: 11th May 2024

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