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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180929)

Excellet service

I can use Paypal any time I need it without any problems.Easy ro use. Reviewed on: 9th June 2026

I have found PayPal Credit to be a convenient way to...

I have found PayPal Credit to be a convenient way to spread the cost of larger purchases. The application process was straightforward, and the account was easy to manage through my PayPal account. One of the main benefits is the promotional financing offers available on eligible purchases, which can be helpful when budgeting. Payments are simple to make, and transactions appear clearly within the account dashboard. Reviewed on: 9th June 2026

Very pleased.

I have been using PayPal for several years now and have always felt that my money is safe when doing so. Recently, having taken advantage of both the options to pay either in 3 or 4 payments on an interest free basis, I couldn't be happier with the service. Reviewed on: 9th June 2026

Great customer Service

I’ve found customer service to be so helpful when the goods I’ve paid for have let me down Reviewed on: 9th June 2026

Preferred means to pay

I use PayPal for all of my online purchases when it is an option. I appreciate the extra level of security it offers. I also really appreciate that it can be used on Just Eat and the Wetherspoons App, it really helps put of you have a big order to cover by splitting it into 3 or just sticking it on credit till pay day. Reviewed on: 9th June 2026

Great way to spread the cost meaning that I can get...

Great way to spread the cost meaning that I can get things that I need and make them more affordable and easier to purchase Reviewed on: 9th June 2026

PayPal credit is easy to use.

PayPal credit is easy to use and easily available as a payment option when making purchases. This gives me the option to pay a little later and still has all the benefits i have always enjoyed and trusted from PayPal. Reviewed on: 9th June 2026

Safe, secure and flexible

Safe, secure and easy to use. Most of all if there’s something that I really need or want, it’s big help for me because I can easily use the PayPal credit and it’s flexible. Reviewed on: 9th June 2026

Paypal Credit for luxury items

I like to use paypal credit to buy more expensive items that I wouldn't normally buy, like luxury goods for presents or even for myself. The easy transactions make it too easy to use lol. Reviewed on: 9th June 2026

Easy to use and understand.

I always find it manageable, the app is easy to use and understand, the reminders are a good way of staying on top of paying on time. larger costs can be split. Reviewed on: 9th June 2026

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