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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

It’s very easy to use I am so comfortable

It’s very easy to use I am so comfortable Reviewed on: 9th June 2026

No problems at all

I have never encountered any problems using paypal. The process is easy. The customer service is excellent, Reminders of when payments are due and available offers. I recently saw a transaction on my paypal account that I didn’t recognise, I called customer service. I was only on hold for 2 minutes when a customer service advisor answered my call. They were polite and investigated the transaction whilst I remained on the call. It was infect my own transaction, but none the less the call was handled extremely well. Reviewed on: 9th June 2026

I love PayPal how you gave different options to pay...

I love PayPal how you gave different options to pay immediately, pay in 3 payments or 4 months interest free credit. great to have this flexibility. Reviewed on: 9th June 2026

Seamless.

Works perfectly and now with virtual alongside physical cards is easy to integrate into your daily routines. The points system makes it also pay to switch tbh. Reviewed on: 9th June 2026

Peace of mind

Never had an issue with using PayPal for my purchase's. Reviewed on: 9th June 2026

Customer service is brilliant because they solve my...

Customer service is brilliant because they solve my problem within 10 minutes which I have never experienced with other bank or campony. Really appreciate. Thank you for your support pay pal Reviewed on: 9th June 2026

The Ultimate Shopping Companion

I have been using PayPal for quite some time now, and I can honestly say it has become an indispensable part of my daily life. My experience has been consistently brilliant, and I use it for almost every online transaction I make because of the sheer convenience and peace of mind it provides. What really sets PayPal apart for me is the fantastic flexibility of PayPal Credit and the "Pay in 3" feature. "Pay in 3" has been a total game-changer for managing my monthly outgoings; it is incredibly simple to use and allows me to spread the cost of essential purchases without any fuss. Similarly, PayPal Credit has been a lifesaver for larger investments, offering a reliable and transparent way to manage my budget over a longer period. The entire interface is wonderfully user-friendly, and the speed at which I can breeze through a checkout is second to none. Knowing that my purchases are backed by robust buyer protection makes every transaction feel secure. I cannot recommend PayPal highly enough for anyone looking for a safe, versatile, and thoroughly reliable way to handle their finances. Reviewed on: 9th June 2026

Best credit provider.

Convenient, pay back over a longer period without incurring interest than other credit providers, great customer service and resolution. Excellent communication regarding spending.. Reviewed on: 9th June 2026

Happy payments

I’ve used PayPal for a few years now and it’s always improving for the better. It works well with different options that can be used. Will be using for many more years. Reviewed on: 9th June 2026

I find it very useful , all may tranzactions go tho...

I find it very useful , all may tranzactions go though PayPal now really recommended Reviewed on: 9th June 2026

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