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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180929)

PayPal is a great source of interest free credit as...

5
PayPal is a great source of interest free credit as long as you pay on time. Reviewed on: 9th June 2026

PayPal makes it's so easy with it's app everything i...

5
PayPal makes it's so easy with it's app everything in one place, multiple options for payment and any issues they are super responsive, PayPal is my go to payment choice when shopping online Reviewed on: 9th June 2026

good service, highly recommend to friends and family

5
good service, highly recommend to friends and family Reviewed on: 9th June 2026

Easy to handle account.

5
Easy to handle account. Credit limits manageable. Fast responses to inquiries Reviewed on: 9th June 2026

quick purchases without interest

5
Over the past few years, I have bought many things with PayPal without any loan interest. Reviewed on: 9th June 2026

I have had paypal credit for a long time and it help...

5
I have had paypal credit for a long time and it help me a lot with shopping and can pay later. Reviewed on: 9th June 2026

PayPal Credit is simplicity how you need it.

5
PayPal Credit is very easy to use. I use it mainly for ebay but the way it links up makes it so much smoother. The app is easy on the eye and everything is laid out in a way that makes everything clear. I've been using it for years and will continue to do so. Highly recommended!! Reviewed on: 9th June 2026

The best intervention

5
Very straightforward and easy to use. Reviewed on: 9th June 2026

No problems at all, no pressure.

5
No problems at all, no pressure. I know I have more money coming in December when I get my state pension. Just biding my time Reviewed on: 9th June 2026

easy access to payment

5
It is easy to make payment and spread cost of expensive essentials. Reviewed on: 9th June 2026

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