Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,847 reviews, last reviewed 7th Apr 2026
466900% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal to shop online - never had any i... I always use PayPal to shop online - never had any issues - I love to be offered the pay in 3 - brilliant for budgets! Reviewed on: 7th April 2026
Elaine G's avatar
Elaine G

Latest lowest rating:

1

It is very confusing to use the app, money takes day... It is very confusing to use the app, money takes days to clear. It doesn’t always appear to be accurate. Reviewed on: 7th April 2026
Annabelle's avatar
Annabelle
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (55847)

Always useful when you need it.

5
Always useful when you need it. Quick and easy payments. Reviewed on: 12th May 2024
Dimitar Hubenov's avatar
Dimitar Hubenov

Always helpful

5
Had amazing one so far, only thing I would say is when making payment wish it could come out straight away. Reviewed on: 12th May 2024
Shawbo 's avatar
Shawbo

PayPal is my go to!

5
Used PayPal for years never had a problem been great to see how far it’s developed it’s my go to for payments everytime Reviewed on: 12th May 2024
Perry B's avatar
Perry B

Really good initiative and love using PayPal

5
Really good initiative and love using PayPal Reviewed on: 12th May 2024
Ashwij G's avatar
Ashwij G

They could let you choose when you want to apply for...

5
They could let you choose when you want to apply for a credit increase but a good system non the less. Reviewed on: 12th May 2024
S K's avatar
S K

Always had a positive experience with paypal

5
Always had a positive experience with paypal Reviewed on: 12th May 2024
Adam's avatar
Adam

Never had any problems with PayPal pay in installmen...

5
Never had any problems with PayPal pay in installment is really good. Reviewed on: 11th May 2024
Adnan's avatar
Adnan

Ease of use, straight forward no issues

5
Ease of use, straight forward no issues Reviewed on: 11th May 2024
Alyssa b's avatar
Alyssa b

It has been fantastic experience.

4
It has been fantastic experience. Reviewed on: 11th May 2024
Samuel n's avatar
Samuel n

Just so easy to use highly recomended

5
Just so easy to use highly recomended Reviewed on: 11th May 2024
Dean c's avatar
Dean c

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill