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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Always had a good experience when dealing with PayPa...

5
Always had a good experience when dealing with PayPal , from customer service and resolving issues Reviewed on: 9th June 2026

I’ve had a great experience with PayPal 5 star

5
I’ve had a great experience with PayPal 5 star Reviewed on: 9th June 2026

PayPal is the best

5
PayPal is reliable and easy to use. Reviewed on: 9th June 2026

Never had any problems .

5
Never had any problems .ven when I had a problem they were helpful Reviewed on: 9th June 2026

PayPal Credit is an effective way to spread the cost...

5
PayPal Credit is an effective way to spread the cost of significant purchases over a three month period. PayPal Credit also provides the ability to set up recurring payments to third party suppliers and to be in complete control of maintaining/cancelling these payments. Reviewed on: 9th June 2026

Really secure and fast way to conduct payments.

5
Really secure and fast way to conduct payments. Reviewed on: 9th June 2026

Really great

5
Really enjoy using PayPal.. makes things alot easier and helps alot with things Reviewed on: 9th June 2026

Had a seller be very nasty & deceitful, asked PayPal...

5
Had a seller be very nasty & deceitful, asked PayPal for help it took couple of weeks but my money was reimbursed. Very pleased Reviewed on: 9th June 2026

Paypal, first class everytime!

5
I have used PayPal for years. I use it to pay for online goods everytime I shop. And I know as I have in the past they are quick to help resolve problems with retailers. The spread the cost features are my absolute favourite. Reviewed on: 9th June 2026

Great, flexible way to shop.

5
Easy to set up. Great to use either pay in 3 or over a longer period. Would recommend as interest rate isn't excessive. Other payment options are available if needed which makes day to day shopping very simple. Reviewed on: 9th June 2026

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