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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180928)

Easy to use,safe with my purchases

5
Easy to use,safe with my purchases Reviewed on: 9th June 2026

I find PayPal and PayPal credit fit my needs perfect...

5
I find PayPal and PayPal credit fit my needs perfectly and would not hesitate to recommend PayPal to anyone looking for a great financial service.Also customer service is fast knowledgeable and reliable Reviewed on: 9th June 2026

Excellent thorough the years

5
I’ve been a PayPal user for years and always had a good experience Reviewed on: 9th June 2026

Enough time to repay with charging interest

5
Four month interest free is a game changer Reviewed on: 9th June 2026

First class service.

5
First class service. Go out their way to assist you! Reviewed on: 9th June 2026

Credit cards are a tough industry not to be lured in...

3
Credit cards are a tough industry not to be lured into and PayPal only add to this with interest rates that are non negotiable and constant limit increases. Once you are trapped unless you come in to large sums of money you are trapped. Would use as a installment option not as a credit card Reviewed on: 9th June 2026

Good customers but never actually got my money back...

4
Good customers but never actually got my money back and transaction gone off my account Reviewed on: 9th June 2026

Problem resolved

5
I had an issue with an item not being as discribed and PayPal sorted the issue and I recueved a full refund Reviewed on: 9th June 2026

Any complaints or concerns regarding my account an a...

5
Any complaints or concerns regarding my account an advisor has been quick too resolve my issues with no concern.always very helpful,polite l cannot fault keep up the good work very appreciated thanks Reviewed on: 9th June 2026

Extremely useful options in an unknown economic time!

5
Extremely useful options in an unknown economic time! Options for budgeting take the stress out of paying upfront all the time. Reviewed on: 9th June 2026

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