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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

PayPal has made managing money so simple for me.

PayPal has made managing money so simple for me. I feel protected and safe when using the service for online purchases, and not only does my purchases go through PayPal, my income is paid into my account also. My experience with PayPal Credit has been fantastic, and allowed me to purchase with ease, knowing I have more time to pay. Reviewed on: 9th June 2026

I get flexibly and I like that.

I get flexibly and I like that. I’m also rewarded with cash back Reviewed on: 9th June 2026

Very easy to use on all sites.

Very easy to use on all sites. Have been using for years and will continue to do so. Reviewed on: 9th June 2026

Very easy to use and convince and safe

Very easy to use and convince and safe Reviewed on: 9th June 2026

Easy to make payments and great having the flexibility

Easy to make payments and great having the flexibility Reviewed on: 9th June 2026

Used PayPal credit for years and find it the easiest...

Used PayPal credit for years and find it the easiest and best overall credit provider. Reviewed on: 9th June 2026

Happy Customer for many years

Been using for years. Very reliable app and good interest rate Reviewed on: 9th June 2026

Credit Card is good until it isn't

Credit Card is good until it isn't great experiences with paypal as a whole I must say for my personal way of doing things its easy to get a big balance on their credit usage, but other than that it provides a great way to be able to pay for things safely Reviewed on: 9th June 2026

Love using PayPal.

Love using PayPal. It is extremely secure and I've never had an issue with the site going down or the App. It is a perfect safety barrier making payments when I'm not comfortable sharing bank details, my sign in requires a finger print plus a security code to my fingerprint locked phone. I've been using PayPal for almost 20 problem free years! Loving the credit and debit cards. Reviewed on: 9th June 2026

Paypal Excellence.

Paypal are excellent to deal with and often do zero% deals in conjunction with companies like Honor. Reviewed on: 9th June 2026

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