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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,618 reviews, last reviewed 7th Apr 2026
537700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit - Built For Real Life. I’ve used paypall credit for a while now, and it’s completely changed how I think about using credit. Unlike traditional credit cards, which often fee... Read more Reviewed on: 7th April 2026
Emma Marley's avatar
Emma Marley

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56618)

Easy to borrow money without reapplying for credit.

5
Easy to borrow money without reapplying for credit. Reviewed on: 13th May 2024
Ivars M's avatar
Ivars M

Everything is so easy

5
Everything is so easy, IT only takes a few clicks. Reviewed on: 13th May 2024
Amir c's avatar
Amir c

Alternative mean of payment

5
Paying 4 instalments as my convenience is really important to people on tight budget. Reviewed on: 13th May 2024
Fabrizio Z's avatar
Fabrizio Z

Paypal credit has been great just wish it was availa...

5
Paypal credit has been great just wish it was available on more sites ie Amazon Reviewed on: 13th May 2024
Tanagna J's avatar
Tanagna J

A very easy way to pay.

4
A very easy way to pay.. convenient with a generous limit. Reviewed on: 13th May 2024
Karl clayton 's avatar
Karl clayton

I had problems with sellers PayPal helped me get my...

5
I had problems with sellers PayPal helped me get my money back I trust PayPal Reviewed on: 13th May 2024
Hakim's avatar
Hakim

I’d like to be able to make the payment and the limi...

4
I’d like to be able to make the payment and the limit to be released online for a new purchase. Reviewed on: 13th May 2024
Everton L's avatar
Everton L

Very easy to use app with convenient access to credi...

5
Very easy to use app with convenient access to credit at 0%for upto 3 month is a life saver. Reviewed on: 13th May 2024
Rasvinder s's avatar
Rasvinder s

PayPal credit

5
I've used it for multiple things over the years, it's available on tons of sites and it's been useful for larger purchases Reviewed on: 13th May 2024
Curtis's avatar
Curtis

Very happy with my experience with PayPal

5
Very happy with my experience with PayPal Reviewed on: 13th May 2024
Oumar k's avatar
Oumar k

Review PayPal: PayPal Credit now

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