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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180927 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180927)

Pay-Pal would recommend.

I had previously had some issues with my account and the customer service/support was outstanding. Reviewed on: 9th June 2026

Easy to use

PayPal credit with the 0% interest for set amount of months makes it easier to spread the cost of expensive purchases. I like the break down of it on the app so you can clearly see which purchase 0% end on which dates. Most places now accept paypal too as a payment option so I've used it for many different purchases. Reviewed on: 9th June 2026

Pay in 3 and PayPal Credit offer the consumer an exc...

Pay in 3 and PayPal Credit offer the consumer an excellent opportunity to purchase goods and spread the costs without enormous interest being added on making it harder to pay off. Thanks PayPal Reviewed on: 9th June 2026

Great experience

Easy to use and so many options to use. Reviewed on: 9th June 2026

Great options for finance.

Great options for finance. Can use virtual card with any transaction, even if PayPal isn’t linked an option to pay! Reviewed on: 9th June 2026

I love the easy way to use it, and the fact that Pay...

I love the easy way to use it, and the fact that PayPal are everywhere make our lives easy :) Reviewed on: 9th June 2026

Safety when purchasing

I've had a number of issues with purchases and suppliers PayPal as resolved these very quickly and I feel safe when I see companies have the PayPal option too pay for my goods Reviewed on: 9th June 2026

The simple pay in 3 is great.

The simple pay in 3 is great. And the 4 months interest free can be helpful Reviewed on: 9th June 2026

Good and convenient

Good and convenient ,0 interest for 4 months is the best way to purchase and pay slowly Reviewed on: 9th June 2026

Simple and easy to use.

Simple and easy to use. So easy Ive rarely had to call for assistance. Reviewed on: 9th June 2026

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