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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

PayPal always offers an easy to use method of paymen...

PayPal always offers an easy to use method of payment and gives the added reassurance of excellent customer service and security Reviewed on: 9th June 2026

I love PayPal I use it when I want to make big payme...

I love PayPal I use it when I want to make big payments that need to be secured, I can always rely on PayPal. Even if I need to make a purchase and I don’t have the funds now, I will use PayPal credit and the limit they have given me it is relatively quite well. Not only do they have that option they have several payment option which makes it flexible and that is what I like. Even with their PayPal credit you are given 4 months interest free which is amazing! I just love payment and will always use it as my choice of payment method. Reviewed on: 9th June 2026

Gives you breathing space when your wanting a little...

Gives you breathing space when your wanting a little luxury or in need of a replacement essential Reviewed on: 9th June 2026

Been very pleased I love the 4 months interest free...

Been very pleased I love the 4 months interest free on purchases Reviewed on: 9th June 2026

Do it with PayPal!

PayPal great if you need something and don't have the cash right away makes life a bit easier Reviewed on: 9th June 2026

I have never had to use customer service but my part...

I have never had to use customer service but my partner did and he said excellent Reviewed on: 9th June 2026

Paypal credit has been a life saver.

Paypal credit has been a life saver. However, it has caused me to fall into interest now, which is understandable. But the options of payment are really good to help suit best to your needs. Reviewed on: 9th June 2026

Easy quick and enjoyable service will use again

Easy quick and enjoyable service will use again Reviewed on: 9th June 2026

Customer service was excellent for me.

Customer service was excellent for me. Couldn't do enough. Reviewed on: 9th June 2026

I find PayPal accessible, easy to use and flexible t...

I find PayPal accessible, easy to use and flexible to my needs as a customer. It helps me to balance out my finances without stress or overwhelm. PayPal credit is helpful especially when there are last minute emergencies. I know I can cover unexpected expenses financially and pay off my credit with ease. Reviewed on: 9th June 2026

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