Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,824 reviews, last reviewed 7th Apr 2026
556800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe, helpful, always there when needed, offers Safe, helpful, always there when needed, offers Reviewed on: 7th April 2026
Saba K's avatar
Saba K

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (56824)

PayPal is consistently outstanding

5
I have used PayPal since it was first introduced to the UK. Any issue I have had with a seller has been resolved quickly. Very easy to use. Reviewed on: 14th May 2024
Jo G's avatar
Jo G

It's easy and convenient.

5
It's easy and convenient. It allows me to buy things without worrying about forgetting payments or interest. Reviewed on: 14th May 2024
Nicola S's avatar
Nicola S

Reliable and quick.

5
Reliable and quick. I have never had an issue with PayPal Credit. Reviewed on: 14th May 2024
Pawandeep S's avatar
Pawandeep S

The app is simple to use.

5
The app is simple to use. Easily navigated. It clearly shows how much I can borrow and what I owe. Sensible options are offered for borrowers and I like that I can pay off debt early. Reviewed on: 14th May 2024
Pam 's avatar
Pam

Easy to use - customer service is great service all...

5
Easy to use - customer service is great service all the time I get help Reviewed on: 14th May 2024
AMGAD's avatar
AMGAD

Service has always been prompt, clear and exemplary

5
Service has always been prompt, clear and exemplary Reviewed on: 14th May 2024
SD's avatar
SD

It’s useful and convenient and with a brand that i t...

5
It’s useful and convenient and with a brand that i trust. Reviewed on: 14th May 2024
Hannah 's avatar
Hannah

Good online shoppings.

4
It is good for buying gadgets and other internet shoppings. However PayPal should offer their own physical cards plus protection. Reviewed on: 14th May 2024
Faizan's avatar
Faizan

Excellent service.

5
Excellent service. Provides added layer of security for paying vendors by hiding my card details. That's why I always ask before paying for goods if I could pay by paypal.. another reason is that it allows me to spread the cost over 4 months interest free which is an added bonus. Reviewed on: 14th May 2024
m ali's avatar
m ali

Great customer service .

5
Called to customer service help liine and consultat advised and sort out my case very qickly. Thank you Reviewed on: 14th May 2024
Agata S's avatar
Agata S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill