Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

View other PayPal products

4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181149)

An honest review from a consumer perspective.

PayPal credit is extremely useful for most situations especially online purchase, where use of PayPal is prolific and widespread. PayPal offer a generous credit limit with a variety of payment methods that are flexible on their due date. I highly recommend PayPal credit to prospective customers. Reviewed on: 9th June 2026

Easy and convenient great service

Easy and convenient great service very handy Reviewed on: 9th June 2026

never have any issues!

never have any issues, easy to use, explained well Reviewed on: 9th June 2026

Fantastic offers.

Fantastic offers. Love pay in 3 and pay later options Reviewed on: 9th June 2026

Ive used PayPal for a long time i will highly recommend

Ive used PayPal for along time now and it has saved me quite alot. I have bought large and small items through PayPal and this has been a life line when the items i wanted to buy but couldnt afford at the time but then went in a sale, i used PayPal credit and this has helped me massively. Paypal offer different payment methods which would suit just about everyone. I have recommended PayPay to friends and relatives and their experience was brilliant they couldnt believe how easy it was and no interest on short term payment methods.THank you. Reviewed on: 9th June 2026

Always easy and safe to use PayPal...

Always easy and safe to use PayPal, takes away worries of shopping online Reviewed on: 9th June 2026

PayPal is reliable and safe.

PayPal is reliable and safe. Also any issues very easy to contact them and get a solution. Reviewed on: 9th June 2026

"PayPal is my go-to for online purchases because of...

"PayPal is my go-to for online purchases because of the peace of mind it offers. I love that my financial details are kept private from the sellers, and their buyer protection gives me complete confidence when buying things online." Reviewed on: 9th June 2026

Very good and secure

Very good and very trustworthy east to use Reviewed on: 9th June 2026

Great Customer service

Customer service experience was very good, when I missed a payt and they refunded and helped me to set up a ddr Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101305 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub