Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 56,971 reviews, last reviewed 7th Apr 2026
570100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

What can i say it's really one off the best that i u... What can i say it's really one off the best that i used for years now and don't actually have single complaints about paypall whenever I use them i kn... Read more Reviewed on: 7th April 2026
maximo d's avatar
maximo d

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (56971)

User friendly, Best Value, Highly Recommend

5
User friendly, Best Value, Highly Recommend Reviewed on: 14th May 2024

It foes what it says on the tin

4
So far it’s positive they are attentive to my queries Reviewed on: 14th May 2024

Clear terms

5
I got the credit used it ,it was easy to pay back ,very clear instructions Reviewed on: 14th May 2024

Always been brilliant.

5
Always been brilliant. Would be lost without PayPal Credit! Reviewed on: 14th May 2024

Great for big purchases

5
I used PayPal credit to pay for a big purchase. I enjoyed the 3 months free interest and the ability to pay as much as I wanted each month Reviewed on: 14th May 2024

Good i like PayPal Credit.

4
Good Reviewed on: 14th May 2024

Excellent, never had a problem and if I had a questi...

5
Excellent, never had a problem and if I had a question it’s quickly answered by paypal Reviewed on: 14th May 2024

Great service and secure

5
Great service easy to use, secure payment Reviewed on: 14th May 2024

Allows flexibility with reasonably low interest comp...

5
Allows flexibility with reasonably low interest compared to other lenders. Reviewed on: 14th May 2024

It was so easy it

5
It was so easy to apply for paypal credit and very quick result Reviewed on: 14th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review