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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

PayPal Credit is very easy and flexible

Overall using PayPal is very easy, it makes checkouts pretty frictionless when it's available as a payment option in online stores, and having the flexibility to use credit is really helpful. I'd really be able to add a physical card to my options too but every time I try to request one the app hits a technical issue. Reviewed on: 9th June 2026

Pay pal is so easy to use.

Pay pal is so easy to use. They keep you on track with your spending. They always keep you up to date with payments so you don't miss a payment. Reviewed on: 9th June 2026

Really Positive Experience

I've had a really positive experience using PayPal Credit. It's made it much easier to spread the cost of larger purchases and manage my budget without the stress of paying everything upfront. The application process was straightforward, payments are easy to keep track of, and everything is clearly displayed in the PayPal app. I especially like the flexibility it gives me when unexpected expenses pop up, I was really grateful to be able to spread the cost of my dogs medication when he became really ill. It's become a convenient tool that helps me stay in control of my spending while still being able to make purchases when I need them. Reviewed on: 9th June 2026

PayPal is really simple to use online and the app.

PayPal is really simple to use online and the app. They offer great payment options as well as support. Very easy to find any information needed and your credit and payment details are made clear. There is no guess work. Reviewed on: 9th June 2026

PayPal credit and PayPal both give peace of mind for...

PayPal credit and PayPal both give peace of mind for a secure transaction. It’s such an easy system to navigate and also gives a little longer to spread the cost if required. Reviewed on: 9th June 2026

Love PayPal

Very good service they provide never had issues with them Reviewed on: 9th June 2026

Great way of helping me pay for things over time...

Great way of helping me pay for things over time Reviewed on: 9th June 2026

Really easy to work with when needed

Really easy to work with when needed Reviewed on: 9th June 2026

Paypal credit is easy, quick to sign up to and extre...

Paypal credit is easy, quick to sign up to and extremely helpful. Reviewed on: 9th June 2026

Excellent experience from start to finish.

Excellent experience from start to finish. The service was professional, friendly, and efficient. I felt valued and well looked after throughout. Highly recommended Reviewed on: 9th June 2026

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