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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180919 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180919)

They helped me when my account was hacked, they work...

They helped me when my account was hacked, they worked with me to resolve it and also reassure me that no activity would be carried out! Reviewed on: 9th June 2026

Amazing alternative Credit Card Option

I was hesitant at first as I thought not another credit card. However, using it to pay now and pay over 4 months was great. It is like a constant purchases credit card for emergencies. Without this I wouldn't know what to do Reviewed on: 9th June 2026

Brilliant

Never let me down yet never had to send any thing back always on time Reviewed on: 9th June 2026

Fantastic service

Qick and easy to use. Very helpful for me. Reviewed on: 9th June 2026

All good.

Any problems I have had have been dealt with in an understanding and professional manner. Reviewed on: 9th June 2026

Simple easy to use.

Simple easy to use. Helps budget when buying things x Reviewed on: 9th June 2026

PayPal offer a great range of financial plans

PayPal offer a good range of financial plans and make it easy to track and deal with them, really wish more sites would have PayPal as a payment option at the end of checking out, but even if they don't, PayPal now offer the credit card/debit card function meaning you can still checkout with them, and they 0% for 4 months if you spend over £99 is a great feature! it really helps to split the cost sometimes! Reviewed on: 9th June 2026

It's nice and easy process.

It's nice and easy process. It's handy to get items delivered when you need them and being able to pay back at a later date. Reviewed on: 9th June 2026

Paypal are a very good service in general, but their...

Paypal are a very good service in general, but their customer service is exemplary. I had an issue with a supplier that sent me inadequate goods and then tried to get out of refunding me the money I had spent. Luckily, I used Paypal to purchase the item and Paypal help secure my full refund in quick time. Reviewed on: 9th June 2026

Easy to access an use, I use, 4 months credit free

Easy to access an use, I use it for the 4 months free credit and to help my credit score Reviewed on: 9th June 2026

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