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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Great service and peace of mind.

5
Great service and peace of mind. Any problems sorted out very quickly. Reviewed on: 9th June 2026

PayPal Credit a positive experience

5
Have been using PayPal credit for many years now and it’s been overall a positive experience. Reviewed on: 9th June 2026

Very beneficial to have Judy wish I had the I could...

5
Very beneficial to have Judy wish I had the I could add to my Apple Pay Reviewed on: 9th June 2026

Always use paypal, feel safer when doing purchases o...

5
Always use paypal, feel safer when doing purchases online. Reviewed on: 9th June 2026

Great company

5
Excellent service been dealing with PayPal for years never had a problem with them if any thing goes wrong it's dellt with ASAP Reviewed on: 9th June 2026

Great App, Great Rewards.

5
Great App, Great Rewards. Multiple options on credit of which I have used them all. Reviewed on: 9th June 2026

I feel safe using PayPal for my online purchases.

5
I feel safe using PayPal for my online purchases. Excellent service wether I use instant pay, pay in three or 0% credit. Can’t beat it. Reviewed on: 9th June 2026

PayPal. - the easy way.

5
I have never a moment’s worry when using PayPal. I also live the fact that I can easily spread payments over 3 or 4 months too. Reviewed on: 9th June 2026

Never had an issue since starting PayPalfor like 10...

5
Never had an issue since starting PayPalfor like 10 years. Always my go to payment method. Reviewed on: 9th June 2026

Paypal credit and pay in 3 help spread cost interest...

5
Paypal credit and pay in 3 help spread cost interest free Reviewed on: 9th June 2026

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