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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180918 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180918)

Paypal keeps my payments safe and ensures any transa...

Paypal keeps my payments safe and ensures any transactions are legitimate and supports me if they are fraudulent Reviewed on: 9th June 2026

PayPal is an excellent way to pay very safe and a ve...

PayPal is an excellent way to pay very safe and a very trustworthy company Reviewed on: 9th June 2026

Great Service

Always happy to help and listen, So easy to use. Reviewed on: 9th June 2026

We have been making purchases through you for more t...

We have been making purchases through you for more than a year. Reviewed on: 9th June 2026

Quick respons great customer service

Quick respons great customer service Reviewed on: 9th June 2026

Easy, convenient and fast!

My experience with PayPal Credit has been easy, convenient, and fast. The application process was straightforward, and I was able to start using it quickly. It makes online purchases much more flexible, especially when I want to spread the cost over time. Managing payments is simple, and everything is clearly displayed in my account. Overall, it’s a helpful and reliable option that provides extra convenience and peace of mind when shopping Reviewed on: 9th June 2026

Always very smooth transactions

Always very smooth transactions and access through the site. Reviewed on: 9th June 2026

Happy PayPal user

Been using for couple years now, my card always on hand, any online shopping or big purchases in shops - paypal credit all the way Reviewed on: 9th June 2026

Long Time Customer...First Time Reviewer

I've been using PayPal for years and it's always my first choice when shopping online. It just makes everything easier and feels like the most reliable way to pay. If a retailer doesn't offer PayPal, I'll often shop somewhere else because I much prefer using it whenever I buy online. It's also my default way to pay for holiday accommodation. I also find it less intimidating than using a credit card. I love the PayPal app too. It's really easy to use and makes it simple to check my transactions or manage my direct debit. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. And helpful when you need to put stuff on credit or spread the monthly cost Reviewed on: 9th June 2026

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