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PayPal: PayPal Credit reviews

4.73
Based on 181,149 reviews, last reviewed 14th Sep 2026
55% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026
Simon Cassidy's avatar
Simon Cassidy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181149)

Easy to App, everything where you need it, easily ac...

5
Easy to App, everything where you need it, easily accessible. Reviewed on: 9th June 2026

Easy work

5
Everything is so easy and stresss free purchases. Reviewed on: 9th June 2026

Always helpful and straight forward to use for anyone.

5
Always helpful and straight forward to use for anyone. I will continue to use the service as I’ve had no issues with it before and always handy before payday! Reviewed on: 9th June 2026

The PayPal app is easy to use

5
The PayPal app is easy to use & gives you good payment options. I have used it hassle free for years. Reviewed on: 9th June 2026

PayPal Credit is an excellent way of spreading costs...

5
PayPal Credit is an excellent way of spreading costs without being charged interest. The App is extremely easy to use and the communication streams are appropriate and informative Reviewed on: 9th June 2026

PayPal service.

5
I use my PayPal card as well as using my online account to buy things and they both work very well. I pay my account on time and avoid interest being charged. Reviewed on: 9th June 2026

Paypal has excellent products that are simple and ca...

4
Paypal has excellent products that are simple and can really help customers but it lacks support features especially digitally to help customers manage their finances on the day to day. For example the credit card that let customers pay in interest free instalments is great but the customer has to manage the 4 months on their own, Paypal should offer features to help manage the 4 months so they don't miss on the payments. Reviewed on: 9th June 2026

Easy to use and reliable.

5
Easy to use and reliable. I use it for paying on eBay and shops like TikTok Reviewed on: 9th June 2026

Pay pal credit

5
Easy to use website can see clearly how much you have spent . Regular updates to help you budget your money. Reminders of when your payment is due & help if needed Reviewed on: 9th June 2026

Help with problems

5
Each time I have a problem I have been able to get help immediately- resolving the issues to my satisfaction Reviewed on: 9th June 2026

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