Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 57,120 reviews, last reviewed 8th Apr 2026
583800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything runs super well & I've never had any prob... Everything runs super well & I've never had any problems across my business & retail experiences. Reviewed on: 8th April 2026
JONEZ's avatar
JONEZ

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (57120)

Great credit experience.

5
Great credit experience. They have alot of financial products to offer Reviewed on: 14th May 2024

Great service - make thing super easy and smooth.

5
Great service - make thing super easy and smooth. Eases burden supporting payments Reviewed on: 14th May 2024

Versatile credit

5
I appreciate the four months intrest free. Reviewed on: 14th May 2024

Brilliant

5
I have used paypal credit many times and find it very easy and safe to use, its great for all my needs Reviewed on: 14th May 2024

Always have peace of mind with PayPal bought numerou...

5
Always have peace of mind with PayPal bought numerous items with PayPal and received great customer service with any queries Reviewed on: 14th May 2024

"PayPal Credit is a financial lifesaver!

5
"PayPal Credit is a financial lifesaver! Offering flexibility and convenience, it's become my go-to solution for managing unexpected expenses or making larger purchases. The ease of applying and quick approval process make it a breeze to access funds when needed. Plus, the ability to pay over time with promotional financing options is a fantastic perk. With PayPal Credit, I feel empowered to make purchases without stressing about immediate payment. Five stars for revolutionizing the way we approach financing!" Reviewed on: 14th May 2024

Fantastic service.

5
Fantastic service. Spot on customer service each time Reviewed on: 14th May 2024

Unbeatable service and security.

5
After much searching some years ago stumbled onto Paypal through a friend, nothing quite matches its overall excellence though it has been copied many times over.Above all things the security the very Name 'PayPal' brings when you see it as a payment option when dealing with companies for the first time. Reviewed on: 14th May 2024

Great experience

5
Great experience very easy to use and would recommend it to anyone Reviewed on: 14th May 2024

Best way to shop online

5
PayPal is easy and convenient, use this simple service to enhance your shopping experience Reviewed on: 14th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 31192 reviews
    PayPal
  • Payments

    from PayPal 4.92 from 3659 reviews
    PayPal
    View all products