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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57129 reviews)

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4.91

Based on 57,129 reviews, last reviewed 8th Apr 2026

584600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy Access Easy to use availability everywhere pay in 3 i use weekly and pay off early no interest Reviewed on: 8th April 2026

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57129)

Great service - make thing super easy and smooth.

Great service - make thing super easy and smooth. Eases burden supporting payments Reviewed on: 14th May 2024

Versatile credit

I appreciate the four months intrest free. Reviewed on: 14th May 2024

Brilliant

I have used paypal credit many times and find it very easy and safe to use, its great for all my needs Reviewed on: 14th May 2024

Always have peace of mind with PayPal bought numerou...

Always have peace of mind with PayPal bought numerous items with PayPal and received great customer service with any queries Reviewed on: 14th May 2024

"PayPal Credit is a financial lifesaver!

"PayPal Credit is a financial lifesaver! Offering flexibility and convenience, it's become my go-to solution for managing unexpected expenses or making larger purchases. The ease of applying and quick approval process make it a breeze to access funds when needed. Plus, the ability to pay over time with promotional financing options is a fantastic perk. With PayPal Credit, I feel empowered to make purchases without stressing about immediate payment. Five stars for revolutionizing the way we approach financing!" Reviewed on: 14th May 2024

Fantastic service.

Fantastic service. Spot on customer service each time Reviewed on: 14th May 2024

Unbeatable service and security.

After much searching some years ago stumbled onto Paypal through a friend, nothing quite matches its overall excellence though it has been copied many times over.Above all things the security the very Name 'PayPal' brings when you see it as a payment option when dealing with companies for the first time. Reviewed on: 14th May 2024

Great experience

Great experience very easy to use and would recommend it to anyone Reviewed on: 14th May 2024

Best way to shop online

PayPal is easy and convenient, use this simple service to enhance your shopping experience Reviewed on: 14th May 2024

Used PayPal for as long as I can remember, always ha...

Used PayPal for as long as I can remember, always had the best experience with them. Easy to use choice of instant pay credit, or pay in three so handy when times are hard Reviewed on: 14th May 2024

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