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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181149 reviews)

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4.73

Based on 181,149 reviews, last reviewed 14th Sep 2026

55% decrease in 5 star reviews

in the past 90 days

40% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service Paypal credit Excellent service and customer satisfaction Reviewed on: 14th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181149)

Didn't work for me

I have tried to use it in a few occasion and it didn't support. So, I just use the debit. Reviewed on: 9th June 2026

Models Galore

As a railway modeler many items are produced on limited runs. Pay Pal credit and pay in 3 gives me a chance to purchase and pay back without expensive interest, Reviewed on: 9th June 2026

Good for generous credit amounts, but wish they were...

Good for generous credit amounts, but wish they were more forthcoming about monthly credit fees. Reviewed on: 9th June 2026

PayPal credit is very easy to use however I’ve had a...

PayPal credit is very easy to use however I’ve had a few problems when making purchases and it’s not always clear on a vendors website how to use PayPal Credit - I don’t see this though as a PayPal issue Reviewed on: 9th June 2026

PayPal credit best option

PayPal credit is very helpful way of managing your money and making sure that you are protected whilst using the app to pay for your services it has helped me a ton with my finances and kept me at peace with everything knowing that I am not alone Reviewed on: 9th June 2026

I trust burning with PayPal.

I trust burning with PayPal. Whenever I have an issue I always get my money back from PayPal without having to go through stress with an uncommunicative seller. Reviewed on: 9th June 2026

PayPal is great!

PayPal has got very good customer service, they'll always help you out and the App is great to use Reviewed on: 9th June 2026

Good app, used for almost 20 years

Good app, used for almost 20 years Reviewed on: 9th June 2026

Very good service highly recommend

Very good service highly recommend Reviewed on: 9th June 2026

I have received my refunds easily even when the supp...

I have received my refunds easily even when the supplier didn't want to refund. After speaking to customer care team explaining everything I got my refunds within 3 working days. I prefer buying with PayPal as no one can get my bank details. Reviewed on: 9th June 2026

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