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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175624 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175655)

Easy to use upto date payments flexible payment meth...

Easy to use upto date payments flexible payment methods easy to track use on loads of online and in-store shops/website like interest free payments Reviewed on: 8th June 2026

Easy to understand

Easy to understand and making payments is straightforward. Having a PayPal credit card is very useful and the ability to earn reward points. Managing subscriptions is straight forward as it is too easy for some companies to keep subscriptions going and making it difficult to cancel, however if it’s via PayPal it’s easy to monitor and cancel if needed. Reviewed on: 8th June 2026

Very organised and I’m happy with everything thank you

Very organised and I’m happy with everything thank you Reviewed on: 8th June 2026

IT is very usefull, helps me a lot

IT is very usefull, helps me a lot Reviewed on: 8th June 2026

Most trusted money site ever.

I have been using PAYPAL for many years, its a trusted medium to use to pay, 100 per cent recommend it. Also you have credit on on PayPal that you can use very handy over the Christmas period when you always spend more.. no fuss transferring money. Probably the easiest option today to use. AND the site and app always work there's no problems ever. I wouldn't trust or use anything else. It's the best banking and wallet system . Reviewed on: 8th June 2026

Reliable service.

Reliable service. Never have a problem accessing this service. Up to date information re your account. Highly recommended. Reviewed on: 8th June 2026

Excellent service

Used PayPal for years no issues even resolved a dodgy purchase in a timely manner. Reviewed on: 8th June 2026

Thanks so much good help for me

Thanks so much good help for me Reviewed on: 8th June 2026

I feel safe using PayPal

I feel safe using PayPal, particularly if I’m buying from a company for the first time. I find PayPay very easy to use and when I had to reach out to them after a company failed to deliver my goods and were stalling for time rather than reimburse me, PayPay had it sorted in hours! Reviewed on: 8th June 2026

Easy to use and manage.

Easy to use and manage. You can overpay or borrow more Reviewed on: 8th June 2026

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