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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175749)

It’s great to use PayPal with the flex payments and...

5
It’s great to use PayPal with the flex payments and credit so I don’t have to take the stress about paying in full rather plan the small payments I can make. Reviewed on: 8th June 2026

Easy to use, clear info

4
Easy to use, clear info and is non predatory Reviewed on: 8th June 2026

Absolutely love PayPal.

5
Absolutely love PayPal. So easy to use and Paypal+ is a great extra feature. Reviewed on: 8th June 2026

Great service.

5
Great service. Easy to use, always helpful Reviewed on: 8th June 2026

Reliable

5
I rely on PayPal whenever l am short of money Reviewed on: 8th June 2026

Friendly and helpful I can make my payments comfortably

5
Friendly and helpful I can make my payments comfortably Reviewed on: 8th June 2026

Easy to use and clearly designed to be a good thing...

5
Easy to use and clearly designed to be a good thing to use in ur day Reviewed on: 8th June 2026

Great to be able to speak to a real person on the phone

5
I have always found Paypal agents good to speak to and they have sorted out any problems I have had with payments etc including when I was scammed, Reviewed on: 8th June 2026

All way there to help

5
Used PayPal for yeas really helpful at Christmas time with that extra time to pay really helps you out Reviewed on: 8th June 2026

Very easy to understand.

5
Very easy to underatand. Really like the interest free option Reviewed on: 8th June 2026

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