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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

The no.1 choice for peace of mind

I’ve been a PayPal customer for years now and in this increasingly fraudulent world, it’s the one company where I’ve felt the safest for transactions. Therefore without hesitation I opted for PayPal Credit. The service I’ve received on the occasion I had a query was top level. Their App is also incredibly well designed making navigation super simple. They’ve literally thought of everything. PayPal is a no-brainer for anyone wanting a credit provider. Reviewed on: 9th June 2026

Using PayPal regularly it helps knowing you have the...

Using PayPal regularly it helps knowing you have the backing of a large company and that any issues are handled speedily Reviewed on: 9th June 2026

100£ or more use PayPal credit

I use PayPal credit for all my purchases above 100£ Reviewed on: 9th June 2026

Very good product comes in handy when needed and hel...

Very good product comes in handy when needed and helpful and easy to access and use Reviewed on: 9th June 2026

Used for years, reliable and easy to use.

Used for years, reliable and easy to use. Gives an element of protection for online purchases Reviewed on: 9th June 2026

Enjoy the extra flexibility with0% for 4 months and...

Enjoy the extra flexibility with0% for 4 months and other options. Support helpful with issues and refunds when fraudulent transactions made. Use PayPal for majority of online purchases at th3 moment. Ive run out of things to say but this box wants more characters... Reviewed on: 9th June 2026

Flexible and Trustworthy

Paypal have the flexibility and trust to make them worth using over traditional banks. Now with a cash back card that lets you fund from other accounts there's no reason not to use them. When I've been scammed too, Paypal had my back and I got my money back. Reviewed on: 9th June 2026

Purchase with confidences

Purchasing is stress-free as you know you're protected with PayPal. Reviewed on: 9th June 2026

I find PayPal credit easy to use and it’s been my on...

I find PayPal credit easy to use and it’s been my only credit source for years. Their new debit and credit cards have also been really smooth. Reviewed on: 9th June 2026

So many ways to save while you spend.

There are several options for ways to pay, pay in 3 is a good option for unexpected expenses that crop up that need dealing with straight away but you haven’t quite got the immediate funds, or like me you have a daughter on a limited budget who needs a new washing machine quickly but begrudges interest payments. then there’s 4 months interest free for the larger purchases. The best thing is the points that you get for nothing.! If you’re going to buy it anyway, why not use PayPal.? It’s a no brainer ! Just activate the offer and watch the points mount up, I’m aiming for gold ! Reviewed on: 9th June 2026

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