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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175854)

They are great at what they do and are very clear on...

They are great at what they do and are very clear on the message that is being given when using PayPal credit Reviewed on: 8th June 2026

Great!!!!

Great! Loved every second of it. Reviewed on: 8th June 2026

I've been using PayPal Credit for about a year, it h...

I've been using PayPal Credit for about a year, it has been a valuable for me in terms of managing larger purchases and unexpected expenses. What I especially like is how seamlessly it integrates with PayPal, making the checkout process quick and convenient when shopping online. I've always found the account easy to manage through both the PayPal app and having a physical card works exceptionally well. I can clearly see my balance, payment due dates, and transaction history. The promotional interest-free periods on qualifying purchases have helped me spread costs without putting pressure on my monthly budget, provided payments are managed responsibly. My experience with customer service has also been positive whenever I've needed assistance. Queries have been handled efficiently, and information about repayments and account management has been clear and easy to understand. Overall, PayPal Credit has provided me with flexibility, convenience, and peace of mind when making purchases, and I have found it to be a reliable financial product that meets my needs. Reviewed on: 8th June 2026

Great App

Clean and easy to use app, rapid payments in and out Reviewed on: 8th June 2026

Very easy to use PayPal and easy to access.

Very easy to use PayPal and easy to access. Reviewed on: 8th June 2026

PayPal never fails!

PayPal never fails! Great customer service and app is quick and easy to use Reviewed on: 8th June 2026

Excellent and Convenient Credit Service

I've had a very positive experience with PayPal Credit. The application process was straightforward, and it was easy to use for online purchases. The payment options are flexible, the account management is simple, and transactions are processed smoothly. It has been a convenient way to spread the cost of larger purchases while keeping everything organised within my PayPal account. Overall, I am very satisfied with the service and would recommend it to others. Reviewed on: 8th June 2026

Very good helped when needed.

Very good helped when needed. Helpful Reviewed on: 8th June 2026

Pay pal credit is amazing!

Pay pal credit is amazing! It helped me get a new laptop for my work/studies and it’s super convenient for me Reviewed on: 8th June 2026

PayPal is fantastic.

PayPal is fantastic. Very easy and convenient to use!! Reviewed on: 8th June 2026

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