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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy to use excellent rates and great service

Easy to use excellent rates and great service Reviewed on: 9th June 2026

Long-Time Customer, Still Enjoying PayPal Today

I've had a PayPal account now for well over a decade, and not once have I encountered any serious issues, despite living in multiple countries and legal jurisdictions. Always handy to have, and now with physical cards to compliment the online offering, it couldn't be easier to use PayPal on the go. Interest rates have never been an issue either. All told, great service. Reviewed on: 9th June 2026

Easy to use when buying, plenty of options to spread...

Easy to use when buying, plenty of options to spread payments, and available at a lot of stores. Not the easiest to work out when paying and protection/customer service is not the best, safer with a credit card. Reviewed on: 9th June 2026

They are trust worthy and very helpful sorting thing...

They are trust worthy and very helpful sorting things out and staff are very friendly Reviewed on: 9th June 2026

Efficient service

I have been using PayPal for many years and the service is very reliable and efficient Reviewed on: 9th June 2026

I have been using PayPal for years now and its n exc...

I have been using PayPal for years now and its n excellent service I have no issues at all Reviewed on: 9th June 2026

It’s good and works as it should, I like the 4 month...

It’s good and works as it should, I like the 4 month interest free period for purchases over £100 Reviewed on: 9th June 2026

If you aren’t using PayPal, join!

I’ve had PayPal for some time now and I love it! I use it for not only safe payments, but I also have used credit and Pay in 3 and I really have never been disappointed. Fantastic service Reviewed on: 9th June 2026

PayPal always helped me in fulfilling my dreams.

PayPal always helped me in fulfilling my dreams. Whether it's a pair of shoes or a holiday. The credit line is a great help for a common man. Reviewed on: 9th June 2026

I use PayPal all the time when buying online because...

I use PayPal all the time when buying online because I fell safe using it and so easy to do , plus the 4 months interest free is great Reviewed on: 9th June 2026

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