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PayPal: PayPal Credit reviews

4.91
Based on 54,381 reviews, last reviewed 7th Apr 2026
331400% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help & service when needed !! As a single mom to a toddler there is always a need for something! Clothes, toys, new shoes but I can have confidence that if I don’t have the full fu... Read more Reviewed on: 7th April 2026
Nicole L's avatar
Nicole L

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (54381)

Great service

5
I’ve been with PayPal for years so when I found out you could get credit I jumped at the chance so glad I did it’s been a great help and interest free Reviewed on: 8th July 2022

Paypal credit

5
When you need to buy something i using paypal credit for 4 month is no interest Reviewed on: 8th July 2022

My chosen payment method

5
PayPal is genuinely my chosen payment provider and I use very regularly. I like the security it offers, and the ease of use. The app is fantastic, and transactions and balances clear and easy to find. A very happy customer! Thanks you PayPal A+ Reviewed on: 8th July 2022

Amazing

5
Absolutely happy with PayPal credit Reviewed on: 8th July 2022

Amazing

4
Quick to use instead of putting card details in every time. Reviewed on: 8th July 2022

Ms Mary

5
Only good experiences so many years. Reviewed on: 8th July 2022

Ease of use

5
Payoal is accepted pretty much everywhere. Their customer service is superb. Reviewed on: 8th July 2022

Mr omar

5
It's very good and you can use it anywhere but it is good if can be using as well in the shop. Reviewed on: 8th July 2022

Convenient credit

5
An easy and convenient way to spread the cost of moderate to expensive items. I have used it many times and as long as I budget for the repayments ,whether it be 3 or 4 months it allows me to purchase things I normally cannot afford to pay for in one go. A very user friendly app allows me to easily set up an automatic repayment or one offs. Reviewed on: 8th July 2022

Easiest way to pay!

5
I love this option of paying for goods from Paypal! It's allowed me to do all kinds of home improvements! Easy, simple payment processing. Clear billing statement system and easy to make payments off your balance. Reviewed on: 8th July 2022

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