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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I've never had an issue with pay pal they sort every...

I've never had an issue with pay pal they sort everything out straight away Reviewed on: 9th June 2026

Excellent tool in my financial arsenal.

Have had PayPal Credit for a while now, recently applied for the associated card and it's been really useful to keep track of specific spend categories when used judiciously. For example was a fantastic way of tracking holiday related costs on a recent trip to Vegas. Great UI, easy repayment management etc. makes this a no brainer way of managing money. Reviewed on: 9th June 2026

Fast credit approval.

Fast credit approval. Good customer service Reviewed on: 9th June 2026

Very easy to use and very helpful when purchasing an...

Very easy to use and very helpful when purchasing an item Reviewed on: 9th June 2026

Easy to Use

It’s easy and straightforward to use with the added security of PayPal Reviewed on: 9th June 2026

great way of making purchases

paypal offers good protection when making purchases, is easy to use Reviewed on: 9th June 2026

Excellent experience, easy to use and understand.

Excellent experience, easy to use and understand. Reviewed on: 9th June 2026

PayPal has been a life saver personally for me and m...

PayPal has been a life saver personally for me and my business. Especially with their 4 months 0% fee option. Reviewed on: 9th June 2026

Easy, practical and available everywhere

Easy, practical and available everywhere Reviewed on: 9th June 2026

Thank you very much for your help.

Thank you very much for your help. I am glad that I am one of you. Reviewed on: 9th June 2026

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