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PayPal: PayPal Credit reviews

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4.91
Based on 55,220 reviews, last reviewed 7th Apr 2026
409800% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal provides an alternative way of payment which... PayPal provides an alternative way of payment which came to hand while’s I was on holiday and the only form of online payment they accepted was PayPal... Read more Reviewed on: 7th April 2026
Kwasi91's avatar
Kwasi91

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55220)

The best thing ever to happen to personal credit

4
No hassle and getting 0% to help with larger purchases is a huge help, especially more so now every penny needs to be stretched further. PayPal credit has been a life saver! Reviewed on: 9th July 2022
Jon Vate's avatar
Jon Vate

Pretty nice

4
Pretty good rates, not the biggest limit but perfect for smaller purchases and spreading the cost over time Reviewed on: 9th July 2022
Rappid Rabbit's avatar
Rappid Rabbit

Great

5
Great great good great good good great Reviewed on: 9th July 2022
Ladislav Csaladi's avatar
Ladislav Csaladi

Best to use

5
Provide a very fast and easy services Reviewed on: 9th July 2022
Samuel Popa's avatar
Samuel Popa

I love paypal

5
Great also feel safe with transactions through PayPal, Reviewed on: 9th July 2022
Jacqueline griffin 's avatar
Jacqueline griffin

Love Pay In 3

5
I love Pay in 3 as it makes paying for everything so much easier including essentials Reviewed on: 9th July 2022
Anna's avatar
Anna

Eases the Burdon when you purchase large items.

4
PayPal credit is very helpful when you need to buy larger items or spend over £99 as it allows you to spread the cost over 3 months. Reviewed on: 9th July 2022
Jackie's avatar
Jackie

Pay pal credit is easy to use

4
Easy to use credit card and it gives great option to spread the cost over 4 month. Reviewed on: 9th July 2022
samuel aravinth's avatar
samuel aravinth

Credit

5
Very easy to use & I love pay pal credit for my difficult times .thanks a lot Reviewed on: 9th July 2022
Amit 's avatar
Amit

So useful and reasonable interest rates

5
When money is short PayPal has been a god send whether it's Pay in 3 interest free or larger items over 12 months. It charges half the interest that credit card companies charge. I highly recommend PayPal. Reviewed on: 9th July 2022
Christina Wiseman's avatar
Christina Wiseman

Review PayPal: PayPal Credit now

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