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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175919 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175926)

Good rates , app could be better

Good rates , app could be better Reviewed on: 8th June 2026

Great flexibility to spread cost

Great experience, love that i can spread the cost of larger purchases throughout 2- 3 months, great flexibility. 0% interest is great. Reviewed on: 8th June 2026

Simple, clear and trustworthy

Easy to pay, quick to refund and clearly see what you owe. The App has a breakdown of balance, credit and pay in 3 Reviewed on: 8th June 2026

Easy to use and the app is great

Easy to use and the app is great Reviewed on: 8th June 2026

Easy checkout, good rates

Generally I find the checkout process very simple and straightforward, good rates , plenty of promotions Reviewed on: 8th June 2026

Happy customer

PayPal credit offers a consistent product which has helped me to manage my money Reviewed on: 8th June 2026

Great service

Always helpful on the phone, and always ask if i need any more help Reviewed on: 8th June 2026

Always up there for paying over a period of time.

Always up there for paying over a period of time. Reviewed on: 8th June 2026

Have used PayPal many times.

Have used PayPal many times. When I have had a problem, PayPal has sorted it out very quickly Reviewed on: 8th June 2026

I use PayPal credit all the time and it saves me so...

I use PayPal credit all the time and it saves me so much stress! The best part is the credit card ! Reviewed on: 8th June 2026

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