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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Does the Job

I use PayPal Credit a lot, and I have the physical card. It’s useful as you’d expect, but nothing amazing or impressive. The delay on telling you how much you’ve spent is really annoying, though, as it doesn’t even tell you what has and hasn’t been processed and added to your credit balance clearly. Reviewed on: 9th June 2026

Excellent company.

Excellent company. Transparent, efficient, fair. Reviewed on: 9th June 2026

Good experience easy to apply.

Good experience easy to apply. I am happy to keep PayPal Reviewed on: 9th June 2026

I have used PayPal for many years.

I have used PayPal for many years. Have never had any cause for complaint. Their credit service is fabulous as it allows me to spread costs of large items and as long as I pay it back within the allotted time period no interest. Reviewed on: 9th June 2026

Great service value excellent customer response quic...

Great service value excellent customer response quick to reply to queries and questions Reviewed on: 9th June 2026

PayPal are excellent I have never had any problems w...

PayPal are excellent I have never had any problems with them Reviewed on: 9th June 2026

The platform offers an intuitive user experience.

The platform offers an intuitive user experience. PayPal facilitates effortless monitoring of expenditures, which is crucial for effective financial management. I like paypal. Reviewed on: 9th June 2026

Great Service but have had minimal problems.

Great Service but have had minimal problems. Reviewed on: 9th June 2026

I feel safe using PayPal and find having time to pay...

I feel safe using PayPal and find having time to pay suits me fine Reviewed on: 9th June 2026

Have used PayPal for years, would recommend, safe an...

Have used PayPal for years, would recommend, safe and secure to use Reviewed on: 9th June 2026

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