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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,518 reviews, last reviewed 7th Apr 2026
437100% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service really quick and hardly if any charge,s . Great service really quick and hardly if any charge,s .and most of all very safe and secure. Reviewed on: 7th April 2026
Gary peters's avatar
Gary peters

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55518)

Excellent and speedy service

5
I have used PayPal credit for a while and I wiukd highly recommend it. Great company and the customer service is top notch. Reviewed on: 11th August 2022
Abdi's avatar
Abdi

Easy to use

5
The PayPal service is quick and easy to use. The interface on the app is useful and easy to navigate. Reviewed on: 11th August 2022
Dawn's avatar
Dawn

Great for quick easy buys

4
I love PayPal. It helps me pay friends easy and make online purchases easier while keeping track of what I've bought. The pay in 3 idea is brilliant as the use of PayPal credit Reviewed on: 11th August 2022
Laino86's avatar
Laino86

So helpful

5
Really helpful to have paypal credit, means I can’t go spending cash but can pay for things when needed Reviewed on: 11th August 2022
jesse-james@hotmail.co.uk's avatar
[email protected]

Easy yo use

5
I have used PayPal credit for some time now and it saved me on occasions Reviewed on: 11th August 2022
Daniel Oliver's avatar
Daniel Oliver

easy and secure

5
excellent easy fast and secure to use Reviewed on: 11th August 2022
G. R's avatar
G. R

Officiant helpful and flexible

5
Fast payment and a great feature that you see that each payment is interest free if paid off in 4 months! Really helpful for keeping your finances on track Reviewed on: 11th August 2022
sara mcintosh's avatar
sara mcintosh

Buying the bigger things in life, with breathing space!

5
I've been using paypal credit since it first started, and the 0% option over 4 months really helps purchase those larger items without the worry of paying it off all in one go. I rarely use my main credit card now as most of my shopping is done online and if paypal credit is availabe, it is the option I will always choose for the bigger purchases, and just allows me to keep ahead of my finances and cashflow without feeling the burden of paying it off the next month. Like any form of credit, as long as you're smart in using it, it can really help you manage your finances for larger purchases, however the fact you can use the 4 month 0% option over and over again is a massive plus for me! Reviewed on: 11th August 2022
Dale's avatar
Dale

It has helped me out loads

5
Has changed my life and allowed me to take charge of my money and helped me develop as a person Reviewed on: 11th August 2022
HarryFromParliament Records's avatar
HarryFromParliament Records

fantastic

5
easy to use app for easy access to your credit with multiple options available and quick early repayment ability Reviewed on: 11th August 2022
Jordan Plowman's avatar
Jordan Plowman

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