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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I Have used PayPal for many years now

I Have used PayPal for many years now and I have never had a problem that could not be resolved, PayPal is my go-to payment for all my purchases and money transfers to family and friends, PayPal credit is also a great payment option easy to use and re-payments are quick and easy. Reviewed on: 9th June 2026

A Happy Client

I have been using PayPal for over 10years and have always found them reliable & compatible when purchasing internationally..I'vI'had you raise a few cases over the years and always god good results... their credit system i find very helpful at times over all a great service that works for me... Reviewed on: 9th June 2026

Great service - easy to use app.

Great service - easy to use app. Good level of notifications. Reasonable credit offers. Great for the 0% for 4 months Reviewed on: 9th June 2026

Easy to use and convenient.

Easy to use and convenient. I use it whilst my savings continue to earn interest. Reviewed on: 9th June 2026

Always fast and easy processes, never any glitches o...

Always fast and easy processes, never any glitches on the App or when online. Reviewed on: 9th June 2026

Great Service

Works well for big purchases online and allows you the right time and choices to be on top of your finance. Reviewed on: 9th June 2026

Very good.

Very good. Easy to use. Great customer service. Reviewed on: 9th June 2026

Always been appropriate for my needs

Always been appropriate for my needs Reviewed on: 9th June 2026

I am new to this but it seems good

I am new to this but it seems good Reviewed on: 9th June 2026

User friendly service

Easy secure way to purchase goods and spread payment. Quick and easy to negotiate site and locate information. Excellent advice and backup if issues occur with purchases Reviewed on: 9th June 2026

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