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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176002 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176010)

Never had any issues!

Never had any issues! Great app and experience with customer service Reviewed on: 8th June 2026

Been good, used for a long time no issues

Been good, used for a long time no issues Reviewed on: 8th June 2026

Really convenient and good alternative to credit cards.

Really convenient and good alternative to credit cards. Having 4 months to pay items off forces stuff to be paid off quicker so you have less debt stacking up. Reviewed on: 8th June 2026

Easy to sign up, easy to use - recommend

Easy to sign up, easy to use - recommend Reviewed on: 8th June 2026

Very good customer service

Very good customer service, good products. Reviewed on: 8th June 2026

Really on the ball during difficult times

When I was out of work through Covid, PayPal were the only bank that stepped up and had the right products in place to help me out. Since then, PayPal have been consistently aheat of the feild in the products they market and the staff they put out on their Call Centres as the face of PayPal, have been nothing short of excellent. Reviewed on: 8th June 2026

Overall pretty good service

No real problems bit of a wait at times to get to speak to somebody Reviewed on: 8th June 2026

I just love the ease and convenience!

I just love the ease and convenience! thank you! Reviewed on: 8th June 2026

PayPal Credit gives me time

I like using PayPal credit as it gives me time to pay without incurring interest. One thing I would like to see is an email prompt when interest free period is coming close to and end instead of having to log into PayPal and check Reviewed on: 8th June 2026

I love using paypal credit to spread the cost of thi...

I love using paypal credit to spread the cost of things, very helpful service. Reviewed on: 8th June 2026

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