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PayPal: PayPal Credit reviews

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4.91
Based on 54,633 reviews, last reviewed 7th Apr 2026
355100% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy using PayPal. I enjoy using PayPal. I like to be able to split my shopping in 3 installments and also to use their credit card. Reviewed on: 7th April 2026
Andre P's avatar
Andre P

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (54633)

Excellent

5
I bought a new TV, smartphone and lens without feeling a burden on the monthly budget! Reviewed on: 8th July 2022
Yasen Tsonev's avatar
Yasen Tsonev

Great service

5
It’s great to spread the cost out over 4 months interest free Reviewed on: 8th July 2022
Erin's avatar
Erin

Excellent!!!

5
In my opinion the best credit I have had is PayPal Credit!!! Reviewed on: 8th July 2022
Krzysztof's avatar
Krzysztof

Easy to transfer monies

5
My son in law needed to borrow some cash quickly. Without any extra cost to me I was able to lend the extra funds needed Reviewed on: 8th July 2022
Amanda slack's avatar
Amanda slack

Simple and quick

5
Great interest free service which enables the spreading of large costs over time giving greater flexibility Reviewed on: 8th July 2022
Alan Styan's avatar
Alan Styan

That is help to buy and pay later

5
I have very happy because I have paypal credit Reviewed on: 8th July 2022
Amir Adrom 's avatar
Amir Adrom

Credit

5
I love to shop with paypal credit.. Reviewed on: 8th July 2022
omar faruk's avatar
omar faruk

Biya

5
Outstanding and secure payment service provider. And with paypal credit it made everything so easy and interest free Reviewed on: 8th July 2022
Rabia Shabir's avatar
Rabia Shabir

PayPal is the best way for your payment

5
The best way to make my payment online. Reviewed on: 8th July 2022
sagyensam@yahoo.com's avatar
[email protected]

Purchases are even more convenient

5
I usually make purchases through PayPal because of its convenience and their great buyer protection. Getting PayPal credit has made things even more convenient as I am able to spread payments and finance large items. Reviewed on: 8th July 2022
Joshstile's avatar
Joshstile

Review PayPal: PayPal Credit now

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