Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Cher2026

Convenient and easy to use when you need it. It takes a few minutes to verify and off you buy whatever you need Reviewed on: 9th June 2026

Excellent

I love Paypal, so easy and convenient to use, I’m a big fan of pay in 3 Reviewed on: 9th June 2026

Very easy to use, good choice of options interest r...

Very easy to use, good choice of options interest rate is a bit high sometimes. Reviewed on: 9th June 2026

Excellent Service

Great experience with this and no issues. Very easy to understand. Reviewed on: 9th June 2026

PayPal credit

PayPal credit has been great for me because it's helped me get a new phone without having to be tied to a contract, it pays for my takeaways which is a bonus lol. it's there in an emergency and it can cover big purchases on occasions. The pay in 3 services are brill too. Reviewed on: 9th June 2026

100% recommend Paypal

I started using paypal credit a few years back and would highly recommend to anyone who needs a bit of flexibility with their credit. Sometimes, emergencies come up and I don’t need to panic as I know I can use paypal safely and without concern. Even the one time I needed customer service assistance, they were helpful and kind the entire process. Reviewed on: 9th June 2026

Thanks Paypal

I never thought that I will be using paypal again after being hacked many years ago. It has been secure so far and the customer service is excellent. This app allows me to purchase items with flexibility. Reviewed on: 9th June 2026

Easy to set up, can arrange direct repayments and pa...

Easy to set up, can arrange direct repayments and pay off extra at any time. Reviewed on: 9th June 2026

Very easy to use and great customer service

Very easy to use and great customer service Reviewed on: 9th June 2026

Had no problems with paypal and great support

Had no problems with paypal and great support Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub