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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Never had an issue when using Paypal and a very easy...

Never had an issue when using Paypal and a very easy service to use . Reviewed on: 9th June 2026

Love Using PayPal

I’ve been using PayPal for a long time, and it’s always been easy and reliable. The app is user-friendly, and I can quickly find all the information I need without any issues. I use it all the time for both in shop and online payments, and it has never let me down. Highly recommended. Reviewed on: 9th June 2026

I mostly use them to secure my payments

I mostly use them to secure my payments Reviewed on: 9th June 2026

I have never had any issues.

I have never had any issues. PayPal is easy to use and the security is what I like most about it. It’s ease of use is also a great thing!! Reviewed on: 9th June 2026

Paypal and Paypal credit Accountec...

Excellent Customer service and brilliant Account security. Provision of good advice to customers as to how to maximise opportunities using PayPal and PayPal credit services Reviewed on: 9th June 2026

Fantastic and easy service been using it for years a...

Fantastic and easy service been using it for years and wouldn’t use anything else Reviewed on: 9th June 2026

It’s a really convenient and useful line of credit

It’s a really convenient and useful line of credit Reviewed on: 9th June 2026

That’s great and excellent , very comfortable

That’s great and excellent , very comfortable Reviewed on: 9th June 2026

I have been using PayPal for a few years now and the...

I have been using PayPal for a few years now and the feature I like most is different purchasing options all in one place Reviewed on: 9th June 2026

Flexible payment.

Having PalPal Credit gives me the opportunity to purchase items that gives me flexibility to make payments over a period of time. Reviewed on: 9th June 2026

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