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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Very helpful in everyday life, especially now with t...

Very helpful in everyday life, especially now with the physical credit card. Reviewed on: 9th June 2026

PayPal is so easy to use, convenient abd reliable.

PayPal is so easy to use, convenient abd reliable..when ive needed assistance calling has been a stress free process all advisors are super helpful and knowledgeable Reviewed on: 9th June 2026

I use PayPal for everything it’s safe and means I ca...

I use PayPal for everything it’s safe and means I can clear the balance on pay day Reviewed on: 9th June 2026

Good and easy to set up.

Good and easy to set up. Really easy to use and can add to Apple wallet too Reviewed on: 9th June 2026

Very happy user of PayPal, very reliable and easy to...

Very happy user of PayPal, very reliable and easy to use Reviewed on: 9th June 2026

Great Banking! Great Service

easy to bank and move money. great rewards with paypal plus. if any issues concerns do arise, customer service has been excellent Reviewed on: 9th June 2026

Great and easy to use - clear and simple

Great and easy to use - clear and simple Reviewed on: 9th June 2026

good communicator

Always receive emails about payments, statements and info Reviewed on: 9th June 2026

Simplicity at its best

Overall I enjoy using PayPal Credit for its simple use of service. Reviewed on: 9th June 2026

Great service I have no complaints and would recommend

Great service I have no complaints and would recommend Reviewed on: 9th June 2026

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