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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176052)

Excellent

I have used PayPal for years now and for most online transactions I find it simple to use and credit options brilliant. I like the new features that you can also get additional bonus points on purchases. Reviewed on: 8th June 2026

Brilliant for when I need to buy something quickly a...

Brilliant for when I need to buy something quickly and sometimes pay at a later date or in 3 payments set up as direct debit. Reviewed on: 8th June 2026

PayPal credit all the way

I'm using PayPal credit all the time and is helping me a lot to spread my expenses for months Reviewed on: 8th June 2026

Always a handy spending tool to have.

Always a handy spending tool to have. I've been using it a few years now. Reviewed on: 8th June 2026

It'sgood to have the option to pay in Interest free...

It'sgood to have the option to pay in Interest free installments; it really helps and makes unaffordable purchases affordable. Reviewed on: 8th June 2026

Easy to use and great rates

I have always had a good experience with Paypal. I've never needed to use customer service however. I think the instruments and 0% options are excellent compared to competitors. The Paypal debit card recently introduced is a good idea to. Reviewed on: 8th June 2026

Safe and quick to use, accepted by majority of retai...

Safe and quick to use, accepted by majority of retailers and trusted provider. On ocassions where goods have not been delivered my money has been protected which means I feel happy to use it over over options. Reviewed on: 8th June 2026

My experience has been okay using the app has been s...

My experience has been okay using the app has been smooth and no issues whatsoever Reviewed on: 8th June 2026

My go to for all payments.

My go to for all payments whilst taking advantage of interest free installments. Buyers trust always at heart & mind......5* Reviewed on: 8th June 2026

Can pay in 4 months interest free

Can pay in 4 months interest free Reviewed on: 8th June 2026

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