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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (176122)

Great way to pay

5
Easy to use and the platform works well Reviewed on: 8th June 2026
Michael 's avatar
Michael

Easy to use.

5
Easy to use. Streamlined and accessible. Reviewed on: 8th June 2026
Louise G's avatar
Louise G

Excellent service 10/10 never any problems cannot fa...

5
Excellent service 10/10 never any problems cannot fault Reviewed on: 8th June 2026
Martin 's avatar
Martin

Good could by better

5
Good service app could be better more easy to use sometimes I got problem wite app works slow and freeze Reviewed on: 8th June 2026
Michael's avatar
Michael

Easy to use.

5
Easy to use. Pay in 3 and 0% for a couple of months helped my big purchases. Reviewed on: 8th June 2026
Richard E's avatar
Richard E

It's easy safe and great value for money.

5
It's easy safe and great value for money. If you use PayPal credit it's also a good intrest rate. Pay in three is great and as intrest free it's great value too Reviewed on: 8th June 2026
Harvey 's avatar
Harvey

My experience with PayPal

5
I've used PayPal Credit for some time and have never had any issues. Payments are straightforward, the account is easy to manage, and everything has worked as expected. My experience has been positive, and I would recommend it to others looking for a convenient credit option. Reviewed on: 8th June 2026
ANDREEA M's avatar
ANDREEA M

I have had no issue with Paypal

5
I have had no issue with PayPal they have been easy to use Reviewed on: 8th June 2026
Rebecca K's avatar
Rebecca K

Fortunately flexible ...

5
I’ve been fortunate and never needed to use customer services, but the flexibility provided by PayPal and how I buy goods and services is unrivalled. Reviewed on: 8th June 2026
Mark S's avatar
Mark S

Trustworthy and very good sevice

5
Trustworthy and very good sevice Reviewed on: 8th June 2026
Cliff J's avatar
Cliff J

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