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PayPal: PayPal Credit reviews

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4.91
Based on 53,743 reviews, last reviewed 7th Apr 2026
271400% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit has been a life saver PayPal credit has been easy to use and has helped me while I have been struggling with my budget by allowing me leeway with my finances and allowed me... Read more Reviewed on: 7th April 2026
Zac M's avatar
Zac M

Latest lowest rating:

1

Not impressed by their political stance Not impressed by their political stance Reviewed on: 7th April 2026
T m's avatar
T m
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (53743)

Easy to use and good service

5
Nice service and you can pay with 4 months with zero interest. Reviewed on: 13th June 2022
Michael Corpuz's avatar
Michael Corpuz

Great flexibility options

5
Quick and easy to help with payments, good offers and flexibility towards balance management Reviewed on: 13th June 2022
Leeroy001 's avatar
Leeroy001

Outstanding Service / Company

5
Having been a member for many years now, the service provided by PayPal has always been outstanding. Customer services have always been brilliant both on the phone and via email. Even through COVID, they really looked after me as customers and offered much needed support. PayPal has always been my No1 choice as a payment provider and credit facility. Reviewed on: 13th June 2022
Dean Holtz's avatar
Dean Holtz

Very happy with PayPal!!

5
PayPal made my life a whole lot easier & happier!! Reviewed on: 13th June 2022
Eiman Salih's avatar
Eiman Salih

Faultless

5
I have used PayPal credit for over a year now and never had any issues. It is my preferred method to a credit card. Reviewed on: 13th June 2022
Sara's avatar
Sara

Paypal credit

5
Very nice and reliable to use on most online shops and for online payment when you lack cash Reviewed on: 13th June 2022
Filda Okafor's avatar
Filda Okafor

SUPER EASY TO USE

5
VERY EASY AND CONVENIENT ALSO PAY IN 3 CAN BE HELPFUL SOMETIMES. Reviewed on: 13th June 2022
Jurgita Lizdenyte's avatar
Jurgita Lizdenyte

Amazing credit system

5
I use pay pal credit all the time it’s great for cash flow and super simple to do! Reviewed on: 13th June 2022
Alex Wilson's avatar
Alex Wilson

Great company to deal with

5
Great company to deal with very good customer service Reviewed on: 13th June 2022
Selwyn Browne's avatar
Selwyn Browne

PayPal life saver

5
Whenever I go online to shop I always use PayPal for that piece of mind and extra added security would recommend PayPal to everyone there fair and fast acting and always willing to help you with any problem you may face so from a 100% happy customer Thankyou PayPal Reviewed on: 13th June 2022
dave hardacre's avatar
dave hardacre

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