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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy to use; have Credit card in my wallet.

Easy to use; have Credit card in my wallet. Always helpful and speedy responses to any queries. Love the security measures also Reviewed on: 9th June 2026

I use PayPal .

I use PayPal .its convenient and offers good deals to pay over a longer period for bigger purchases . I feel that my money is more secure and I feel safe purchasing items online when I’m able to pay through PayPal Reviewed on: 9th June 2026

Excellent very good

Excellent service I am satisfied Reviewed on: 9th June 2026

Easy Peasy to use

So easy to use and options to pay like pay in 3, my preferred payment choice now. Easy to use App, clear and not complicated to navigate. Reviewed on: 9th June 2026

Fast credit approval.

Fast credit approval. Good customer service Reviewed on: 9th June 2026

Excellent service and speedy way pay

Excellent service and speedy way pay Reviewed on: 9th June 2026

Always feel very safe and secure when I use paypal.

Always feel very safe and secure when I use paypal. If I can't use paypal on a site then I don't trust it. Reviewed on: 9th June 2026

Easy to use, easy to understand and feels that this...

Easy to use, easy to understand and feels that this facility gives me the security I require when making a purchase. Used this for years Reviewed on: 9th June 2026

Excellent provider

Excellent, I always use PayPal for my payment. Reviewed on: 9th June 2026

Really easy to use, you know it’s very safe and secu...

Really easy to use, you know it’s very safe and secure which gives you peace of mind when buying, would highly recommend to anyone as it is so secure and easy to monitor your spending Reviewed on: 9th June 2026

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