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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176247)

100% Satisfied with service provided

5
I can't think of any complaints that come to mind during my years of dealing with Pay Pal and PayPal credit.Statements and notifications always keep me up to date with transactions and any changes that are being made. Reviewed on: 8th June 2026

So easy , Pay Pal Credit

5
Never had any issue as it’s so straight forward, easy to pay back and there when I need it the most and I can pay as much as I can or the minimum amount Reviewed on: 8th June 2026

I always have good experince with paypal.

5
I always have good experince with paypal. I feel comfortable to pay money through pay pal Reviewed on: 8th June 2026

Great features!

5
Great! The possibility to use PayPal both Debit and Credit in shops is fantastic. Provides an excellent level of security for online purchases. Reviewed on: 8th June 2026

not just a bank but a friend

5
I have used Pay Pal for years and love it as so easy to use and makes it easy for anyone in this time of finacial upheavel a great support and carng company have many ways to spend and pay.makes you feel important Reviewed on: 8th June 2026

Yeah it’s a great help when you don’t have all the m...

5
Yeah it’s a great help when you don’t have all the money to pay at once Reviewed on: 8th June 2026

Easy to use Paypal

5
Had no problem with PayPal any discrepancies has been sorted out fairly Reviewed on: 8th June 2026

I really like PayPal and PayPal credit because it's...

5
I really like PayPal and PayPal credit because it's peace of mind when I pay through PayPal Reviewed on: 8th June 2026

PayPal is fab

5
I already wrote a long review but then the verification process didn't work and I am not writing it out again, sorry Reviewed on: 8th June 2026

Reliable

5
Very serious and very reliable for someone who wants to send money abroad or to buy things on credit Reviewed on: 8th June 2026

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