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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I love having Paypal & the flexibility it gives me,...

I love having Paypal & the flexibility it gives me, particularly when paying for larger ticket items. Staff members are always very helpful too. Reviewed on: 9th June 2026

Pay pal is a good

Pay pal is a good way to manage your credit and offers various options for there customers. Reviewed on: 9th June 2026

Money made easy

Great app easy to navigate simples would recommened it to everyone Reviewed on: 9th June 2026

Always helpful when making big purchases to know you...

Always helpful when making big purchases to know you have the option to spread the cost and make payments easily when paying it off. The terms and conditions and APR explanation are really clear Reviewed on: 9th June 2026

The pay in 4 for 0% is fab. Great service.

The pay in 4 for 0% is fab. It also gives you peace of mind if anything goes wrong also with their guarantee. I use it all the time for things. A great service. Reviewed on: 9th June 2026

Brilliant customer care and easy to use

Brilliant customer care and easy to use Reviewed on: 9th June 2026

Very easy system and so handy.

Very easy system and so handy. The points awarded are a great incentive also! Like a savings account! Reviewed on: 9th June 2026

No problems so far.

No problems so far. Still going through a resolution/dispute where I was charged for something I never received (fast food delivery). Reviewed on: 9th June 2026

PayPal review

Great experience. All very easy to use. Good credit option Reviewed on: 9th June 2026

So grateful for PayPal credit, it made my daughters...

So grateful for PayPal credit, it made my daughters dream come true getting tickets for her favourite band Reviewed on: 9th June 2026

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