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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy! No issues

No issues easy to used app. Can’t fault anything with on line banking. Easy to navigate Reviewed on: 9th June 2026

No issues always great service Try and use pay pal...

No issues always great service Try and use pay pal all the time as feel it’s secure Reviewed on: 9th June 2026

I have switched to PayPal credit

It's very easy to access . They give advance notifications. Reviewed on: 9th June 2026

Excellent

I using PayPal for 15 years, the safest and easiest. Reviewed on: 9th June 2026

I paid for our family holiday with PayPal credit it...

I paid for our family holiday with PayPal credit it was safe and secure and very easy to do Reviewed on: 9th June 2026

Generally good service.

Generally good service. Never had problems that could not be sorted.? Reviewed on: 9th June 2026

Hassle free no problem pay on the dot with payment p...

Hassle free no problem pay on the dot with payment plans to suit Reviewed on: 9th June 2026

Pay pal 5star

Pay pal are the best never had any problems always look after you keep you informed 5star Reviewed on: 9th June 2026

Paypal is easy to use but has issues

Payments to PayPal take time to register with the bank. I have previously had issues with payments failing and although it was resolved it took some effort to be resolved. Calling customer services is not straight forward but this seems to be a problem with all banks. The app is not the easiest to follow or navigate. It is a relatively easy product to use when it works. Reviewed on: 9th June 2026

Have not had a problem, in all years I have used Pay...

Have not had a problem, in all years I have used PayPal. Very safe and reliable Reviewed on: 9th June 2026

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