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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176336 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176342)

Excellent service and really easy to use.

Excellent service and really easy to use. Reviewed on: 8th June 2026

Great choice for better money management, easy to na...

Great choice for better money management, easy to navigate and easy to keep tabs on your budget Reviewed on: 8th June 2026

So easy to use online , the credit is simply...

So easy to use online , the credit is simply laid out Reviewed on: 8th June 2026

I love the way you can pay and spread the...

I love the way you can pay and spread the payments Reviewed on: 8th June 2026

Easy to use, and accepted by many retailers.

Easy to use, and accepted by many retailers. Reviewed on: 8th June 2026

Always handy to use to pay even flights for holidays...

Always handy to use to pay even flights for holidays Reviewed on: 8th June 2026

PayPal review

Been using PayPal for many years now and never had an issue, highly recommend! Reviewed on: 8th June 2026

Used PayPal pay in 4 months at 0% interest which is...

Used PayPal pay in 4 months at 0% interest which is fabulous! Reviewed on: 8th June 2026

PayPal is a great way to buy and spread payments wit...

PayPal is a great way to buy and spread payments with a reward scheme in place. Reviewed on: 8th June 2026

Easy to manage

Easy to manage and not too expensive with interest Reviewed on: 8th June 2026

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