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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Help me to organise my finances

Help me to organise my finances spreading some costs Reviewed on: 9th June 2026

Easy to use.

Easy to use. Smart platform. Very simple to use Reviewed on: 9th June 2026

Over 10 years next to me

PayPal is the easiest and secured way to manage my cards, all my online payments and even send money to family and friends. Using PayPal for more than 10 years and they're always there when I need. Reviewed on: 9th June 2026

Simple to use and convenient.

Simple to use and convenient, integrates well with quite a few online stores and services Reviewed on: 9th June 2026

Nice and easy and quick with several payment options

Nice and easy and quick with several payment options Reviewed on: 9th June 2026

So much easier and safer paying with PayPal

So much easier and safer paying with PayPal Reviewed on: 9th June 2026

Paypal credit has helped me massively.

Paypal credit has helped me massively. I have been able to buy necessary items & pay the balance over time making life a lot more stress free. It is very easy to use would highly recommend. Reviewed on: 9th June 2026

It's the original and probably the best, but needs work

It's super easy to use, especially if you have a Paypal account already. I'd say compared to similar tools it needs a little more development. You can't just quickly transfer money from your Paypal account into Paypal credit which is annoying. Reviewed on: 9th June 2026

It works.

It works. You can buy stuff with it bother-free. And I like buying stuff. Particularly train tickets and beer in spoons. Jolly useful. Reviewed on: 9th June 2026

PayPal has been a lifesaver for me.

PayPal has been a lifesaver for me. It has protected me from fraudulent sellers and helped me recover money from dishonest sellers and faulty goods on many occasions. I’d recommend PayPal to anyone—even my enemy Reviewed on: 9th June 2026

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