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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176552)

Very easy to use, good rates!

Very easy to use, good rates! Great customer service if you have an issue. Reviewed on: 8th June 2026

PayPal has helped me make many purchases with paining 3

PayPal has helped me make many purchases with paining 3 Reviewed on: 8th June 2026

Well organised and very convenient

Well organised and very convenient Reviewed on: 8th June 2026

A good way to budget

Very good, easy to navigate and a great way to budget your spending . Reviewed on: 8th June 2026

I find PayPal extremely helpful and user friendly.

I find PayPal extremely helpful and user friendly. My only issue is it can take a few days for the money to be taken out of your account when you make a payment via PayPal. This can lead to a few issues. However pay in 3 and PayPal credit are extremely amazing tools to have. Reviewed on: 8th June 2026

PayPal is the best

Applying for PayPal credit was so easy, easy to keep an eye on your spending in the App. Reviewed on: 8th June 2026

Secure way to pay.

Secure way to pay. Payment over 3 months very convenient yo spread payment Reviewed on: 8th June 2026

Faultless experience.

Faultless experience. No problems at all. Reviewed on: 8th June 2026

Recovered payment in full for faulty goods when comp...

Recovered payment in full for faulty goods when company refused a refund. Reviewed on: 8th June 2026

Safe platform for day to day finances

Brilliant platform very easy with prompts to follow, providing easy flowing transfers to friends and family and ways to share bills, in addition the credit fascilities are easy to navigaye with the addition of interest free. Reviewed on: 8th June 2026

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