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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

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Since they made the app available to credit and extended credit - I found it so quick and easy to use taking the opportunity to use it. Within the account all questions are answered for you, even updated in purchases of freight deliveries and timing updates for you as well as purchaees you may have made by another company. Reviewed on: 9th June 2026

very simple and friendly service

very simple and friendly service Reviewed on: 9th June 2026

PayPal is my preferred option.

I have used PayPal for many years simply because I find it so convenient to use. The pay in 3 option is a real bonus, knowing that the money payments are automatically deducted takes away sine of the stress. The PayPal app is very easy to navigate abd is very informative. I use PayPal for the majority of my purchases. Reviewed on: 9th June 2026

Paypal have provided excellent service and peace of...

Paypal have provided excellent service and peace of mind, even when having a period of problem which is now resolved. Would recommend anytime. Reviewed on: 9th June 2026

secure payment

PayPal is always there and secure payment Reviewed on: 9th June 2026

Very good customer services and reliable

Very good customer services and reliable Reviewed on: 9th June 2026

Easy to use and follow.

Easy to use and follow. You know exactly what its going to cost before you start. Reviewed on: 9th June 2026

I feel safe and confident

I feel safe and confident when paying through either Paypal or Paypal credit. Reviewed on: 9th June 2026

Super-safe, prompt and helpful customer service

Super-safe with excellent customer service. Reviewed on: 9th June 2026

The 4 months iterest free is very useful.

I used this to buy golf clubs which was a big expense to do all in one go. The 4 months interest free is very useful when buying products that don't want to pay off all in 1 go. It allowed me to break it down into more manageable monthly payments Reviewed on: 9th June 2026

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