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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Pay Pal is an excellent company to deal with if you...

Pay Pal is an excellent company to deal with if you have any problems its dealt with at speed well done Reviewed on: 9th June 2026

Very easy to use and quick.

Very easy to use and quick. The forms are simple click through. Payment amounts and dates are shown so you know exactly what to expect. Reviewed on: 9th June 2026

I LIKE USING PAYPAL AS I CAN SREAD MY PAYMENTS OVER...

I LIKE USING PAYPAL AS I CAN SREAD MY PAYMENTS OVER TIME Reviewed on: 9th June 2026

Always amazing, and now we have the debit card, what...

Always amazing, and now we have the debit card, what can give us points. Even better! Reviewed on: 9th June 2026

Fast Easy and Simple

I have used PayPal Credit, and in my experience, it is easy and simple to use. They offer several promotions, such as interest-free payments, provided that the payment is made within a specific timeframe. Additionally, their service is fast; you can simply log in and make your payment. They have also started offering a card, making it even more accessible for everyday use, especially when you are out and about, as you won't need to log in every time as you would when using it online. Reviewed on: 9th June 2026

Useful information

Just be sure to pay back when you are able to as it is a useful service as long as you are sensible about it. Reviewed on: 9th June 2026

PayPal at the best

PayPal at the best , the latest changes is more beneficial for the consumers. Reviewed on: 9th June 2026

My review

Excellent service and value for money Reviewed on: 9th June 2026

Bad customer service.

Bad customer service. Not worth it. Reviewed on: 9th June 2026

Very satisfied indeed.

Very satisfied indeed. Easy setup, swift payment, and good support services when needed including speaking to someone on the phone! Reviewed on: 9th June 2026

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