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PayPal: PayPal Credit reviews

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4.91
Based on 55,389 reviews, last reviewed 7th Apr 2026
425300% increase in 5 star reviews
in the past 90 days
1000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to split the cost I use paypal credit often so I can make those more expensive purchases without having to take the hit and pay all in one go. The option to pay later m... Read more Reviewed on: 7th April 2026
Sophie JAK's avatar
Sophie JAK

Latest lowest rating:

2

Good credit options. Good credit options. But the calculations and when to start paying interest is confusing Reviewed on: 7th April 2026
Elango's avatar
Elango
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55389)

I love shopping with PayPal!

5
This is great idea with PayPal credit. You can order many sizes of things and check there are good or not and pay later. I love this! Reviewed on: 10th August 2022
Samanta K's avatar
Samanta K

Easy payment

5
I bought the mobile phone and very easy and smooth payment with PayPal credit Reviewed on: 10th August 2022
Petrut 's avatar
Petrut

Excellent

5
Used pay pall for mainly online simple and easy to use with clear payments and easy lay out Reviewed on: 10th August 2022
terry finlay's avatar
terry finlay

Fantastic easy safe to use

5
PayPal credit has been so useful and easy to use. Easy to check and pay my balance. I always feel safe using PayPal such an amazing app Reviewed on: 10th August 2022
Amy's avatar
Amy

PayPal Perfect Payments

5
Best credit card I have. So simple and easy and great APR after 4 months interest free ! Reviewed on: 10th August 2022
Charlie's avatar
Charlie

Excellent facility

5
Easy to use and great app. Flexible service. Reviewed on: 10th August 2022
Darren's avatar
Darren

Excellent Service

5
Easy and straight forward service. Never had issue with paypal! Have been recommending to my friends! Reviewed on: 10th August 2022
atienzamarijane@yahoo.com's avatar
[email protected]

Simple and easy

4
does what it says on the tin, simple and handy if you already have paypal Reviewed on: 10th August 2022
jacob fitzpatrick's avatar
jacob fitzpatrick

Easy Quick Credit

5
Was super easy to setup and credit was available instantly. No need to mess with actual cards or pin numbers. Use it very often than I thought. Reviewed on: 10th August 2022
dilanka dassanayake's avatar
dilanka dassanayake

Pay pal credit

4
You can clearly see what your limit is, how much you have left any purchase deals, like the 0% on £99+ spending and I clear amount and date for your repayment. Reviewed on: 10th August 2022
Jody Bond's avatar
Jody Bond

Review PayPal: PayPal Credit now

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