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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176616)

So easy to use, flexible payment options.

So easy to use, flexible payment options. Reviewed on: 8th June 2026

My bank of choice. ..

No silly charges, services easy to use and remote purchases are always safely covered. An all round top service. Reviewed on: 8th June 2026

great service simple and effecient

great service simple and effecient Reviewed on: 8th June 2026

Helpful when needed as a back up source of money.

Helpful when needed as a back up source of money. Reviewed on: 8th June 2026

PayPal credit is by far the best service online

My experience with paypal credit has as always been brilliant. The service is there for your benefit if you choose to use it, thank you so much. Reviewed on: 8th June 2026

Versatile and easy a useful option to spread the cos...

Versatile and easy a useful option to spread the cost of purchases. The Pay In 3 option is handy. Reviewed on: 8th June 2026

PayPal credit

Great knowing I have secured flexible payments Reviewed on: 8th June 2026

All around good experience.

All around good experience. Support has been great at resolving any queries or issues that I’ve had. Reviewed on: 8th June 2026

Very informative.

Very informative. Always able to answer any questions in a manner I can understand. Notifications to help me keep account on track are very helpful. Would recommend. Reviewed on: 8th June 2026

App choice

Easy to use in the app with either PayPsl credit or pay in three Reviewed on: 8th June 2026

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