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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal is so easy to use and very secure so I feel s...

PayPal is so easy to use and very secure so I feel safe using it Reviewed on: 9th June 2026

It's better than most credit cards

It's better than most credit cards with the delays on interest you really feel like you are getting a good deal with every purchase. Reviewed on: 9th June 2026

So easy to use and refunds are always prompt returns

So easy to use and refunds are always prompt returns Reviewed on: 9th June 2026

PayPal Credit

I found the whole process very effective and easy to use and set up Reviewed on: 9th June 2026

Paypal have been easy to deal with and the credit fa...

Paypal have been easy to deal with and the credit facility makes checking out easy Reviewed on: 9th June 2026

Paypal, extremely good service.

Paypal, extremely good service. Helpful and easy to use. Reviewed on: 9th June 2026

PayPal is my go to method of payment online.

PayPal is my go to method of payment online. It’s quick and very easy to use.88 Reviewed on: 9th June 2026

Flexible payments

Excellent options to pay for goods. Reviewed on: 9th June 2026

Quick, easy, convenient, safe

Quick, easy, convenient, safe and most places accept OayPal Reviewed on: 9th June 2026

PayPal credit is something you need!

I have used PayPal credit for a good while now, never had any issues. If I had any enquiries the customer service has been absolutely outstanding. Reviewed on: 9th June 2026

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