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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Paypal security

Always pay online through PayPal as if things go wrong such as goods not received and no joy trying to sort with seller PayPal will look into it for you to resolve the issue. Reviewed on: 9th June 2026

Pay pal is super helpful and always there for there...

Pay pal is super helpful and always there for there customers ! I only use pay pal for all my larger purchases Reviewed on: 9th June 2026

Always available and accepted for credit.

Always available and accepted for credit. Clear understanding of monthly payments required. Easy to use. Reviewed on: 9th June 2026

It's so easy to use plus getting 3 or 4 months inter...

It's so easy to use plus getting 3 or 4 months interest free on a most purchases is a no brainer. Reviewed on: 9th June 2026

Does exactly what it say's on the tin!

Does exactly what it say's on the tin! You know what you owe and when its due! Reviewed on: 9th June 2026

Paypal is easy to use and a good way to manage your...

Paypal is easy to use and a good way to manage your funds Reviewed on: 9th June 2026

Easy app to use.

Easy app to use. Easy to navigate round Reviewed on: 9th June 2026

Customer service was really helpful when I had probl...

Customer service was really helpful when I had problems wuth a supplier also when my credit card didn't arrive. Reviewed on: 9th June 2026

Very positive experience overall.

Very positive experience overall. Reviewed on: 9th June 2026

I like the fact now you can save money on goods from...

I like the fact now you can save money on goods from other companies. Regular statements so you can keep a eye on your spending and I absolutely love pay in three Reviewed on: 9th June 2026

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