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PayPal: PayPal Credit reviews

4.91
Based on 56,184 reviews, last reviewed 7th Apr 2026
498000% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit great for budgeting and flexibility PayPal is great for secure online payment and PayPal credit gives that extra layer for budgeting your finances. And now PayPal credit card allows even... Read more Reviewed on: 7th April 2026
Alan S's avatar
Alan S

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026
Remon L's avatar
Remon L

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56184)

It is convenient when using it for online purchases

5
It is convenient when using it for online purchases Reviewed on: 10th May 2024

Good user experience all time and all ways

5
Good user experience all time and all ways Reviewed on: 10th May 2024

Easy peasy

5
Just so convenient and easy to use! Reviewed on: 10th May 2024

Very good service, would recommend.

5
Very good service, would recommend. Reviewed on: 10th May 2024

Paypal is great.

5
Paypal is great. It lets me pay for things over a period of time without having to worry about paying in full at once or having to pay interest on things I buy. It’s also a convenient way to pay or receive finds without having to share bank details. Reviewed on: 10th May 2024

Excellent, very good helping allot

5
Excellent, very good helping allot Reviewed on: 10th May 2024

Easy to use and understand.

5
Easy to use and understand. Helpful for larger purchases. Reviewed on: 10th May 2024

Paypal is good I love the fact they provide credit...

5
Paypal is good I love the fact they provide credit Reviewed on: 10th May 2024

Love PayPal Credit

5
I use very frequently, both PayPal Credit and Pay in 3. They give the flexibility and reliability that I need to plan big purchases Reviewed on: 10th May 2024

PayPal credit

5
Great way of paying for items ideal if you can’t pay for something all at once if you’re after credit it’s worth taking a look if you use PayPal a lot Reviewed on: 10th May 2024

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