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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Enjoying using PayPal credit.

Enjoying using PayPal credit. Good terms and good rewards. Reviewed on: 9th June 2026

I have never had a problem with PayPal, great service.

I have never had a problem with PayPal, great service. Reviewed on: 9th June 2026

Fast easy and secure.

Fast easy and secure. Widely accepted and very convenient to use. Reviewed on: 9th June 2026

Quick brilliant and easy to use, i had a query and i...

Quick brilliant and easy to use, i had a query and i was able to get through within a few minutes! I would definitely recommend to others. Reviewed on: 9th June 2026

Very quick service.

Very quick service. Offered great rate Reviewed on: 9th June 2026

It pays to PayPal!

Use regularly for hotel breaks etc. Love the IF aspect. Reviewed on: 9th June 2026

A really good and easier way to pay online.

A really good and easier way to pay online. I always choose paying through paypal whenever i can. Also, the PayPal credit has been really handy a lot of times. Reviewed on: 9th June 2026

I have used PayPalCredit for many years.

I have used PayPalCredit for many years. I find them excellent at all of their services. Thank you PayPal Reviewed on: 9th June 2026

quick easy experience and practical and safe

quick easy experience and practical and safe Reviewed on: 9th June 2026

Using PayPal gives me a sense of security

Using PayPal gives me a sense of security in my transactions, in a world full of online scams, I know that when I use PayPal, I'm shielded from fraudsters Reviewed on: 9th June 2026

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