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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,421 reviews, last reviewed 7th Apr 2026
519500% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to use with seamless transactions and... PayPal is easy to use with seamless transactions and an app that is easy to navigate. They are also very responsive to complaints. Reviewed on: 7th April 2026
Ola's avatar
Ola

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56421)

You could pay in any side of the world from your app...

5
You could pay in any side of the world from your app, is easy and simple Reviewed on: 11th May 2024
Karina S's avatar
Karina S

Good end to end process quick and friendly when need...

5
Good end to end process quick and friendly when needed to talk to people Reviewed on: 11th May 2024
Alan r's avatar
Alan r

Great service

5
flexible payment system on credit and interest-free payment, plus a 100% guarantee of consumer protection. Reviewed on: 11th May 2024
ion isac's avatar
ion isac

Its very helpful for us, very easy to use and conven...

5
Its very helpful for us, very easy to use and convenient Reviewed on: 11th May 2024
JHOANNALYN R's avatar
JHOANNALYN R

Great customer service and very professional

5
Great customer service and very professional Reviewed on: 11th May 2024
Bhavna P's avatar
Bhavna P

I always use paypal credit for takeaways and food.

5
I always use paypal credit for takeaways and food. Always supporting me when im out of money making sure im not hungry Reviewed on: 11th May 2024
Romail R's avatar
Romail R

Excellent service and really easy to use and manage.

5
Excellent service and really easy to use and manage. Reviewed on: 11th May 2024
Sharne E's avatar
Sharne E

I found it's quick and very easy.

5
I found it's quick and very easy. Most of all it's secure Reviewed on: 11th May 2024
S A's avatar
S A

App is very simple to use, great rates on borrowing...

5
App is very simple to use, great rates on borrowing 0% interest if paid off in 4 months, great for small to medium size purchases. I use it quite a lot as it takes the stress out of buying things I want without the financial burden. Reviewed on: 11th May 2024
Ashton A's avatar
Ashton A

I like the 4 month interest free offer.

4
I like the 4 month interest free offer. Other than that there isn’t much else to say really. I don’t know how to tell more when there isn’t anything to say. The prompt is telling me to write a little more but I’m really out of ideas. Now it says fantastic! Great. Reviewed on: 11th May 2024
Campbell M's avatar
Campbell M

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